Credit Analyst, Real Estate Finance - Montréal, Canada - BMO Financial Group

BMO Financial Group

Verified Company

Montréal, Canada

2 weeks ago

Posted by:

Sophia Lee

beBee Recruiter

Description

105 rue St-Jacques O Montreal Quebec,H2Y 1L6

The Associate, Real Estate Finance will facilitate decisioning and analysis of all types of credit information to support real estate related lending decisions and processes for the bank. Maintains and promotes a client service environment to satisfy and exceed customer needs and expectations. This role will support the development of credit recommendations in accordance with sound credit-granting principles and in compliance with Bank Policies & Procedures.

Focus on construction & development financing as well as commercial mortgage/term lending
Underwriting of new business transactions & annual reviews
Strong understanding of real estate asset classes (residential, industrial, office, and retail)
Applies expertise in bank products, processes and systems and effectively trouble shooting to ensure a highquality client experience.
Influences and negotiates to achieve business objectives.
Serves as a daily escalation resource to ensure client expectations are met or exceeded.
May coordinate closings with closing department, clients and attorneys.
Recommends and implements solutions based on analysis of issues and implications for the business.
Conducts independent analysis and assessment to support credit adjudication.
Develops monthly action plans relating to portfolio management to prioritize key deliverables on annual reviews and new business transactions in association with the account management team.
Designs and produces regular and adhoc reports, and dashboards.
Oversees preparation of concise, wellreasoned credit correspondence.
Oversees documentation and ongoing monitoring of asset and client performance.
Provides accurate financial analysis and risk assessment of new and existing customers.
Partners with internal stakeholders for accurate, detailed client information.
Prepares summary, present facts and offer opinions concerning credit transactions under review.
Minimizes BMO's risk exposure by adhering to internal credit policies and procedures with respect to lending decisions.
Builds effective relationships with internal/external stakeholders.
Exercise's judgment to identify, diagnose, and solve problems within given rules.
Works independently and regularly handles nonroutine situations.
Broader work or accountabilities will be assigned as needed.

Qualifications:

Typically, between 5 years of relevant experience and postsecondary degree in related field of study or an equivalent combination of education and experience.
Strong knowledge and technical proficiency gained through education and business experience.
Verbal & written communication skills
Indepth.
Collaboration & team skills
Indepth.
Analytical and problemsolving skills
Indepth.

Influence skills

Indepth.
Data driven decision making
Indepth.
Strong Microsoft Excel capabilities
Effective business writing and communications capabilities

This position requires proficiency in English to interact, support and/or provide services to non-French speaking customers, employees and/or partners inside and/or outside the province of Quebec.

We're here to help
At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact.

We strive to help you make an impact from day one - for yourself and our customers.

We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs.

From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset.