Mortgage Underwriter - Toronto, Canada - First National Financial

First National Financial

Verified Company

Toronto, Canada

3 weeks ago

Posted by:

Sophia Lee

beBee Recruiter

Description

We are hiring a Mortgage Underwriter within the Third Party Residential Underwriting - MBBS

The Role:

Reporting To:
Manager, Third Party Residential Underwriting
**Full-Time/Part

Time**: Fulltime

Posting Date:
May 9, 2024

Closing Date:
May 23, 2024

Hours of Work: 8:30 a.m. - 5:00 p.m.

Grade: 12.7

Office Location:
Toronto, ON Great location Steps away from the main public transit station

What we offer:

Highly competitive compensation package which includes, base salary, bonus, benefits, and career advancement opportunities

Eligibility for benefits is dependent on the terms of employment

What you will do:

Establishes and maintains positive relationships with mortgage brokers to build loyalty to the Company
Maintains positive relationships with external partners such as mortgage insurers, appraisers, title insurance companies, and solicitors
Interacts with mortgage brokers for the collection of all required documents to satisfy mortgage commitment conditions
Reviews and verifies accuracy of required documentation related to income, down payment and the property using sound due diligence and in compliance with internal and regulatory guidelines prior to signing off on any mortgage conditions or documents, where applicable
Escalates any documentation issues to the Underwriter for review and sign off
Documents clear and complete notes within the mortgage underwriting system
Responds to all inquiries within established turnaround times
Adhere to policies/procedures to ensure AML requirements are met.

Education/Certification/Experience Requirements:

Completed postsecondary education or equivalent work experience required
Minimum 2 years previous mortgage underwriting experience required
Completion of Mortgage Agent Course and/or FSRA License an asset
Working knowledge of PC software in a Windows environment required

The Requirements Needed:

Ability to build and maintain positive relationships
Strong aptitude for service excellence
Strong communication skills—both written and verbal
Ability to manage and resolve conflict
Strong analytical skills
Attention to detail
Organizational and time management skills
Positive team player with desire and ability to mentor others
Effective problem solving and decision making skills
Fully competent in working with basic PC software and working knowledge of the suite of Microsoft office products
Ability to manage pressure in an environment of high volume processing with tight turnaround times
Adhere to policies/procedures to ensure AML requirements are met.

Core Competencies for all First National Employees:

Client Focus—we have an unwavering commitment for service excellence
Team Orientation—we work together efficiently and are proud of our culture
Respect for Others—we value the diversity of our people and we promote a respectful workplace

Working Environment and Physical Demands Analysis:

Office environment
Periods of high volume with tight timelines
Long periods of stationary position/sitting
Prolonged periods of repetitive movement (i.e. using a keyboard and mouse)
Long periods of time in viewing a computer screen
Multitasking, may include speaking to customers on a telephone call while looking up information on a computer program

The team you will join:

First National is Canada's largest non-bank lender, originating and servicing both commercial and residential mortgages since 1988.

Over the past thirty years, we have been committed to hiring the best and brightest with over 1,000 proud team members.

Through cooperation, ongoing coaching, development opportunities and a culture that celebrates both hard work and teamwork, First National team members are supported to lead, learn and grow.

First National is proud to be an equal opportunity employer and is committed to diversity and inclusion regardless of race, color, religion, national origin, age, gender identity, physical or mental disability, sexual orientation or any other category protected by law.

FNLOON