Ikechukwu Obaigbena

• I have more than 15 years’ experience in commercial & Business Banking with a very strong background in Business development, Credit structuring, Financial Analysis and Portfolio management with deep with a passion for fulfilling client needs.
• My portfolio in commercial banking, cuts across clients in a variety of diversified industries i.e. Airline, Manufacturing, Automotive, Professional Services, Travels & Tours, Food and Beverages, construction, etc. delivering value-added financing solutions and advice in the areas of accounts, lending, and deposits and cash management etc.
• I am a passionate, result-oriented, excellent communicator, problem-solver who understands how important it is to not only work hard in my role, but excel in a dynamic, collaborative, progressive, and high-performing team and also build a very strong profile in the community. 
• I have a consistent track record of achievement. For example, in my role as Senior Commercial Account Manager, I was recognized for achieving growth in my assigned portfolio by 50% far exceeding target. I also achieved the highest new client acquisition (25 top new commercial accounts) in the group.

• Acquire, grow and deepen business opportunities leveraging various sales enablers which include; proposals/bids, presentation detailing the terms and conditions under which financial services are rendered to clients, such as costs or pricing, repayment method as well as collateral requirements. I also leverage COIs such as accountants/lawyers, Trade Advisors etc.
• Managed key clients relationships based on knowledgeable advice that is aligned to the clients’ business objectives and lifecycle
• Responsible for credit structuring and making recommendations in accordance with sound credit-granting principles and in compliance with Bank Policy & Procedures.
• Worked collaboratively with internal partners to deepen relationships and grow the overall profitability of the portfolio.
• Ability to take calculated risk to increase sales and ensure customer retention

Bachelor of Engineering: Structural Engineering University of Benin - Benin City, Edo State Nigeria