Lamiya Rahman

Meticulous, dynamic, and results-driven finance professional with 5+ years of progressive financial analysis experience having a Bachelor and an MBA degree in Finance, I am proficient in financial planning and analysis (FP&A), accounting, budgeting, forecasting, modeling, month-end closing, and financial reporting.

Town of Whitby | Whitby, GTA, Ontario

Intern                                                                                                                                     January 2024 – April 2024

• Led the development of the ‘Sustainable Neighborhood Action Plan (SNAP) Pilot’ Project by planning, managing, reviewing, and providing feedback.
• Performed research, summarized, and analyzed data collected from surveys conducted on the 03 at-risk neighborhood community in Whitby and created reports highlighting key restructure recommendations. 
• Created financial and analytical models to explain revenue, expenses, profitability ratios, and prepared cash flow projections to facilitate communication of financial and non-financial metrics with senior management.
• Identified areas for process improvement, conducted thorough analysis to uncover inefficiencies and bottlenecks in existing workflows and developed strategies to standardize processes and procedures.
• Conducted trend analysis and industry benchmarking to support decision-making processes, resulting in the identification of market opportunities and threats.

DBH Finance Corporation Limited, Dhaka, Bangladesh 

Company Overview: DBH Finance Corporation Ltd is a private sector non-banking financial institution in Bangladesh. With over 23,000 clients, DBH is considered a pioneer and market leader in the private sector real estate finance in Bangladesh. DBH provides loans for purchases, construction, extension and renovations of apartments or houses, and also engages in the management of residential and commercial property. The company was founded in 1996 and is headquartered in Dhaka, Bangladesh. 

Senior Financial Analyst                                                       January 2019 – November 2022

• Applied advanced financial modeling techniques to forecast revenue growth by an impressive 10% year-over-year, demonstrating a deep understanding of financial principles.
• Prepared meticulous monthly and quarterly expense and capital analyses, scrutinizing every detail to uncover discrepancies and inefficiencies by meticulously comparing actual expenditures against forecasts and budgets.
• Oversaw semi-annual budgeting processes in cooperation with business stakeholders and played a key role in the monthly financial forecasting process, contributing to a 25% reduction in forecast deviations.
• Cultivated and maintained complex financial models that significantly improved forecasting accuracy by an impressive 20%, ensuring precise budgetary planning and allocation.
• Identified areas for process improvement, conducted analysis to uncover inefficiencies and bottlenecks in existing workflows and developed strategies to standardize processes.
• Implemented proactive cost-control measures that resulted in a remarkable 12% reduction in capital expenditure, significantly contributing to overall budgetary savings.
• Conducted rigorous analysis of actual versus budget operating results, identified and explained variances, leading to a 20% increase in forecasting accuracy and alignment of organizational goals.
• Conducted comprehensive financial analyses encompassing intricate ROI assessments on potential investments and projects.
• Analyzed the financial impact of new initiatives, identifying a substantial 25% increase in profitability through strategic pricing adjustments and operational enhancements.
• Developed sophisticated scenario modeling that forecasted a promising 10% revenue growth, guiding strategic decision-making and resource allocation with precision.

Financial Analyst                                                               January 2018 – December 2018

• Introduced automated data entry systems that slashed manual errors by an exceptional 15% and significantly improved data accuracy in financial reports.
• Spearheaded the development of a dynamic dashboard visualization tool, reducing report generation time by 30% and enabling real-time access to critical financial data for executives.
• Conducted thorough ad hoc financial analyses to evaluate potential mergers and acquisitions, contributing to informed decision-making and strategic growth initiatives.
• Prepared written reports and presentations summarizing financial performance, delivering valuable insights to internal stakeholders, and facilitating strategic discussions.
• Coordinated the interim and annual audit, acting as the primary contact with external auditors, researching accounting standards, reducing audit completion time by 10%.
• Tracked the progress of assigned projects through budget tracking and rigorous variance analysis, leading to a 20% reduction in budget overruns.
• Led a transformative process re-engineering project, streamlining monthly closing procedures by an impressive 20% and enhancing overall operational efficiency.
• Assisted with all internal and external reporting, including the preparation of the consolidated financial statements and notes, bank reporting, and other monthly reports required by management.
• Leveraged comprehensive customer surveys and extensive market research to anticipate evolving market demands and inform strategic product development efforts.

Junior Financial Analyst                                                        March 2017 – December 2017

• Diagnosed operational challenges and implemented targeted solutions, driving a commendable 15% increase in operational efficiency and realizing annual cost savings of $100K.
• Identified inefficiencies in budgeting processes and spearheaded cross-functional initiatives to develop streamlined workflows, resulting in a notable 20% reduction in errors and enhanced budgetary accuracy.
• Prepared month-end account reconciliations and adjusting entries, ensuring accuracy and compliance with accounting standards.
• Reconciled multiple bank accounts to ensure alignment with the general ledger, facilitating accurate financial reporting, and effectively identifying and resolving discrepancies to improve reconciliation accuracy by 15%.
• Prepared and finalized bank reconciliation reports for management review, delivering highly accurate reports with 99% accuracy, providing a reliable view of the company’s cash position.
• Provided support to the Payroll Associate, collaborating with HR and finance teams to promptly resolve payroll discrepancies, successfully addressing 95% of issues within 24 hours. 
• Attended the monthly Operations and Accounting meetings to participate in portfolio planning, as well as the presentation and discussion of property performance.
• Performed ad-hoc analysis as required for related business units, providing actionable insights that to management and contributed to a 12% improvement in decision-making processes.

Education

Master of Management (M. Mgt) | Trent University | GTA, Ontario, Canada                                                   April 2024

Master of Business Administration (MBA) | Finance | University of Dhaka | Bangladesh                           March 2017

Bachelor of Business Administration (BBA) |Finance | University of Dhaka | Bangladesh                        January 2015