praveen kumar

• SPECIALISED IN SWITCH DOMAIN PAYMENT Authorization and Settlement Messaging (ISO8583, Hypercom specs), PREPAID CARD PRO SYSTEM, Positilion,ACI., IAM, SSO, OAuth
• Tokenization, Blockchain, Cryptocurrencies, PSD2, NFC, HCE, wallets, Contactless Payments, mPos, Mobile payments, modernized payment hub, RTP's, payment rails, BNPL, IoT, Analytics, AI & ML learning themes.
• B2B, B2C, P2P, PEER TO PEER, wholesale, retail, commercial and corporate env.
• Implementing in SWIFT, ISO20022, SEPA, TSYS(Prime), IST(FIS), OPF(FIS), CMS, PowerCard (HPS), Dovetail, NPA, regulations over regions on Neo/Open/Digital banking, CBDC, UPI. Understanding MasterCard, Visa Pre-Edit Packages for Clearing, Settlement for Base1 & Base 2 files and ACH file format like ACH094, EDI820,CPA005,Form 459-FSA, Form 8611-Preauthorized debit agreement, FORM 8603/6747, service enrollment Domestic & International CrossBorder payments, CHIPS, NACHA, RTGS, TARGET, FEDWire, EBA, Equens, cash management, Liquidity, Auto sweep, Virtual account management, ACH, Payables direct, Cash/Cheque processing, Bill payments, BACS, CHAPS,FED,TCH, Zelle,UK Faster payments.
•  MasterCard & Visa, Diners, AMEX, Chinaunionpay, DCC(FX Rate),  Card Scheme certifications.  EFTPOS and ATM driving Specialist with Providing Solutions on Mobile Recharge & WINCOR, DIEBOLD(DDC), NCR(NDC), TRITON Systems solutions, KIOSK Automated devices, IVR, API, Sql, Contact center support & Developments Roadmap,
•  CHIP (EMV) AND NONCHIP (MAGNETICSTRIPE) Based EMBOSSING &  ISSUING, ACQUIRING SOL, Mobile wallet, Tokenization services.
•  PCI – DSS COMPLIANCE, AMEX, CUPS, CREDIT/DEBIT CARD ACQUIRING And ISSUING ECOMMERCE SOLUTIONS (3D secure, VBV, AVS)
• Payment Card Industry and Different PAYMENT SOLUTIONS Support, Chargeback, Representment, Arbitration, Reconciliation, Network Rejects, Merchant Management, ATM surcharging, NFC, Mobile & Online Digital Payment products
• Online/ Mobile (Banking & Payments), MerchantLink, FAC, BA, Car rentals.... Payment gateway.
• Risk strategies( Operational risk, Credit risk, Enterprise risk, legal, trade, regulatory, money laundering, people, Finance, compliance & People risk)
• Liquidity Risk reporting, FR2052a, Capital markets, Treasury services/Wealth management, Cards Risk management, Compliance Regulatory Requirements, Antifraud Management support solutions for Cards and Payments Domain.
• Reviewing E2E Testing results across projects with different teams involved in CARDS & PAYMENTS System with ENDUSER Such as UAT, STRESS TEST, UNIT TESTING, SYSTEM TESTING etc.…
• SYSTEM integration, Architecture framework ASIS/TO BE solutions, process mappings, Eliminate Silos on complex interface applications to business remodeling.
• New Market Entry, Marketing & Channel Strategies, End-Consumer Research and Analysis, Consumer Research Planning and Implementation, Developing Target Operating Models, OKR’s, KPI metrics, API UX Designs, VM & SAAS Cloud based Solutions.

RPA based solutions in bringing Devops for streamlining the applications 

Education

• BTECH, Electrical, Electronics and Communications Engineering, Jawaharlal Nehru Technological University, 2006