Rick Liddle

I am Rick Liddle, a seasoned professional in Collections and Credit Risk Management. Graduating with a Bachelor of Business Administration, I have developed a robust career that has seen me effectively manage credit risk and accounts receivables for various companies, including Western Energy Services Corporation and Tervita Corporation. Instrumental in establishing efficient credit control systems, my expertise in sales, finance, and accounting has proven beneficial in decision-making processes concerning credit limits and delinquent accounts.

In my previous roles, I have fostered cross-functional collaborations and exhibited strong daily communications with a vast database of customers in both Canadian and US markets. I am recognized for my ability to exceed expectations in my roles, implement financial analysis models and risk controls, and maintain minimal bad debt losses even during economic downturns. 

Bringing this wealth of experience, I am confident that I can deliver high-value results, further illustrating my commitment to excellent credit risk and collections management. 

• Supervising teams of individual contributors in the daily operations of credit and accounts receivable portfolios.
• Monitored performance through weekly, monthly, and quarterly credit exposure reporting to executive teams, operations, sales, and external auditors. 
• Performed advanced financial analysis and comprehensive reviews to authorize, or decline, credit limits for customers ensuring recommendations were compliant with the corporate credit policies.
• Adjudicated delinquent accounts through strategic negotiations in a timely manner. 
• Proficient in using elaborate ERP systems and vendor invoicing systems (Cortex, Open Invoice, Pandell). 
• Executed legal action in the event of non-payment through filing liens against debtor’s assets.   
• Collaborated with sales, operations, and controllers across the business divisions to ensure the order-to-cash cycle was efficient and negotiating collateral when required.    
• Contributed to the treasury functions with payment application and corporate cash forecasting in a high-volume environment.
• Strong communications with customers of a database consisting of thousands of customer profiles in the Canadian and US markets.

Bachelor of Business Administration - Major, International Business