Sid Ghosh

o 8+ years of experience with supporting technology projects for different business lines within major Canadian banks
o Practical knowledge of capital markets, risk management, data analysis and reporting, and agile methodology
o Proficient with SQL and Microsoft Excel, as well as hands-on experience with SSIS, VBA, C#, Python, and Tableau
o Proven leadership, analytical, and problem-solving skills as evidenced by work and academic accomplishments
o Effective ability to stay organized, manage time and resources, and communicate and negotiate with stakeholders

Senior Business Systems Analyst / Aug 2021 – Present
Treasury and Balance Sheet Management Technology – TD, Toronto, ON
o Liaised with Treasury business and technology groups to support the core risk management applications responsible 
for measuring and managing different market risks for the bank’s North American retail and commercial portfolios
o Acted as Lead BSA in an agile workstream through designing, documenting, and delivering timely solutions to 
facilitate the balance sheet transition from LIBOR/CDOR to ARFRs as part of the Benchmark Rate Reform initiative
o Implemented high-visibility projects to leverage ARFRs for risk valuation and stress testing: updating product
modelling and yield curve configurations, enhancing Tableau reports for monitoring basis risk, applying fallback 
spreads adjustments to the back book, and quantifying impact from USD yield curves construction changes
o Improved business infrastructure and reduced operational risk by utilizing upgraded system libraries for valuing credit
spread risk and introducing new processes to accurately calculate NII sensitivity for overnight loans and deposits
o Leveraged Confluence and Jira to plan and execute crucial project management and delivery tasks: creating and 
maintaining documentation, tracking project timelines and deliverables, and monitoring team effort and capacity
o Collaborated with Product Owner and Treasury partners to establish project objectives, scope, and milestones; define 
and address project dependencies and risks; and socialize business requirements, testing strategy, and testing results

Business Systems Analyst / Aug 2017 – Aug 2021
Capital Markets and Risk Enterprise Solutions – CIBC, Toronto, ON
o Delivered 100+ user stories for an OTC derivatives data warehouse responsible for extracting, normalizing, and 
distributing large-scale data feeds via EOD processes and real-time APIs to facilitate key capital markets risk 
functions for various business lines (e.g., xVA desk, regulatory reporting, and collateral management)
o Coordinated a multi-year project to transmit trade, counterparty, and credit risk data feeds to a new downstream 
collateral management system to support stricter margin requirements for non-centrally cleared OTC derivatives
o Migrated funding and collateral position reporting logic from legacy VBA code to SQL through onboarding new 
trade data feeds, reverse-engineering the transformation logic, designing SSRS reports, and generating email alerts
o Added value by implementing time-sensitive initiatives: optimizing EOD process runtime by 17% to meet stringent
SLAs, mapping new OTC derivative models, and enhancing trade data feeds for MiFID II and IIROC requirements
o Sharpened technical skills via creating and altering database objects, stored procedures, and SSIS packages; working 
with XML and JSON using Windows and RESTful services; and navigating C# code to analyze business logic

Business Analyst II / Feb 2017 – Jul 2017
Business Analyst / May 2015 – Jan 2017
Global Wholesale and Risk Technology – Scotiabank, Toronto, ON
o Responsible for 24/5 production support for critical FX front, middle, and back office applications, including 
Wallstreet FX (i.e., order management and settlement system) and ScotiaFX (i.e., online trading platform) 
o Resolved 1000+ Jira tickets for investigating inquiries and troubleshooting issues related to market and trade data 
feeds, sales and trading, confirmations and settlements, credit risk management, and regulatory reporting
o Gathered and documented business requirements, developed unit test cases, and handled functional testing for key 
enhancements: onboarding new metals products and currencies, enabling and generating SWIFT cancellation 
messages, and adding reporting functionality for middle office to send MTM reports to external clients
o Learned to quickly adapt and effectively multi-task in an unpredictable, fast-paced, and high-stress environment

Introduction to Python for Financial Professionals / Nov 2020
The Marquee Group

CFA Charterholder / Jun 2020
CFA Institute

Bachelor of Accounting and Financial Management (Honours Co-op), Economics Minor / Jun 2015
University of Waterloo, Waterloo, ON