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7 months ago

65 is still young

Royce Shook · I posted about this a few months ago, asking the question how do you define old? My answer was/is “Anyone who is 10 years older than me is old.” · The World Health Organization before it declared 2020-2030 the decade of Healthy Ageing looked at the ageing and asked How old is old ...

1 year ago

How Old is Old?

Royce Shook · 65 Years old is still young! · How old is old? World Health Organisation (WHO) had declared that 65 years old is still considered young. Before, based on the Friendly Societies Act (1875) in Britain, old was defined by the age of 50. The UN has not adopted a standard criterion bu ...

2 years ago

Are you afraid of the stock market?

Royce Shook · The following is from an article called "Fear of a stock market crisis is preying on the 'pension freedom' generation living on their investments" by Tanya Jefferies for thisisMoney.co.uk · The cost of living, a stock market crisis and running out of money are dominant financial ...

2 years ago

Get out and vote!

Royce Shook · Get out and vote on Monday, if you live in Canada. I am not apolitical; I am a progressive. In Canada I would be seen as left of center, in Britain, I would be seen as Labor, in the United States, I would be seen as a left-leaning Democrat or a socialist or worse. · I have frien ...

3 years ago

Work until you drop

Royce Shook · Do you expect to retire and live comfortably? Many people in Britain do not. Research from Scottish Widows shows that while higher workplace pension contributions will help narrow the gap between retirement savings, many need to be doing a lot more to ensure a comfortable retirem ...

3 years ago

Women's Risk in LIfe by the Chartered Insurance Institute Part 1

Royce Shook · I read an interesting report the other day by the Chartered Insurance Institute. The report summarizes the current research on risks women have in life and how this affects their pension. The report called Women’s Risks in Life: An interim report into risk, exposure and resilienc ...

4 years ago

How do we define old age?

Royce Shook · The only constant is change. As we change, we have to make many adjustments, and these may be unsettling. So, I started thinking about age and wondered how we in the world, define old age. · From the United Nations I found this: “Most developed world countries have accepted the c ...

4 years ago

People in retirement save more and consume less, who knew?

Royce Shook · An interesting study (pdf file) out of Britain, shows that most people in retirement end up as net savers. Consumption in retirement starts relatively high and ends low. This pattern is common to both high and low-income groups, is robust to the inclusion of factors other than ag ...

4 years ago

Does the 4% rule still apply?

Royce Shook · Life expectancy is important for the millions of people facing the tough decision about how to string out their limited savings for a retirement. Depending on where you live, you should, on average, live between 17.1 years and 23 years for a male taking a pension at 65, and betwe ...

4 years ago

MUSICAL DECADES - 1940s - War Songs

Dominique 🐝 Petersen · This week I'd like to take you back to World War ll. There are so many great songs from the War years; here's but a sampling of them. · Dean Paul Martin (born Dino Paul Crocetti; June 7, 1917 – December 25, 1995) was an American singer, actor, comedian, and film producer. · One o ...

4 years ago

Not everyone needs to save for retirement.

Royce Shook · This is of interest to Canadian Boomers, but there is also information that might be of interest to those in the United States, Britain, Australia and New Zealand. Some Canadians will have enough income to fund their postwork lives without ever setting aside a dime in their own s ...

5 years ago

The Immigrant in the College

CityVP Manjit · Marc Prensky once noted that online there are digital natives and digital immigrants. I am a student living in a 21st Century world but I have never been or ever will be a native of particular groups. · It does not matter what citizenship I take and offline I am a dual citizen of ...

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