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Prospects for average income during retirement
Royce Shook · Governments have faced financial challenges in the past and have often looked towards pensioners as a source of revenue. While some have resorted to measures such as increasing taxes on pension income or decreasing pension benefits, it is important to note that these measures are ...
Pensioners are worried about the economy
Royce Shook · Retirement is a time in life that many of us look forward to with great anticipation. While there may be some concerns about the future, it’s important to remain positive and proactive in planning for this stage of life. By taking the time to consider various factors that may aff ...
Retiring this year? Some things to do
Royce Shook · Retirement for most of us does not sneak up on us. We have a pretty good idea of when we want to can or could retire. In my case, I did not plan. I made a snap decision and retired suddenly. Don’t do that. Planning for your retirement can never start too early and if it’s closer ...
Retirement is not a time for big buys
Royce Shook · Some when we retire do things that, in retrospect, are silly. I had a cousin who, when he retired, said, I worked all my life, and I will no longer work. I will stay at home, watch TV and read. He did just that and two years later, his wife left him because he would do nothing ar ...
Retirement and identiy issues
Royce Shook · We do not shed our personalities, our life views, or our habits when we retire. These become the basis of building our new understanding of our new role and our new responsibilities. Having a sense of who you are, in the context of culture and community, may help you see how you ...
Self-fulling prophecies
Royce Shook · Retirement means you no longer want to, or can work. Retirement can be seen as a beginning to the end of a phase of life where you have been focused on your career and the start of a phase of life where the focus is given to free time and rest. To ensure that retirees maintain th ...
Ageing and psychology
Royce Shook · “I hate ageing” was the comment, she made, and she went on to explain that it was not getting old that she disliked it was the restrictions that ageing put on her. She moved slower, she had balance issues, and the list went on. Her partner and she were worried about retirement, s ...
Ideas to help save
Royce Shook · I don’t know if you had this program growing up, but I did. In elementary school, we had a program where we could open up a bank account and deposit a weekly amount. I think it started when I was in grade 5 and lasted through grade 6. I did not continue it when I went off to grad ...
Choices may be difficult
Royce Shook · Going to work, being engaged, and being productive may take time to fade, especially if these activities have high fundamental value in terms of us. Such values can create ambivalence for those who are making the transition to retirement. · The percentage of seniors in care is lo ...
A life review
Royce Shook · Retirement is a time for a life review. Some of the issues to look at include questions about which roles and identities we present to others when we retire and try to re-invent ourselves. We may have to face the fact that we did or did not reach the goals we set for ourselves re ...
Retirement isn’t for Everybody
Royce Shook · Are you the type of person who never was able to live up to stereotypes? · When we think of a stereotype, the classic is the image of your standard senior citizen. · That image is of a slowly moving Grandma or Grandpa who is long done working at their career and wants nothing mor ...
Character building in retirement
Royce Shook · “Our retirement has not turned out as we had planned either. It's been character-forming” was a comment by Jean in a post about the Ukrainian invasion on a posting at “A Retirement Blog by Caree Risover. This blog is always an interesting read and one that I sometimes go to if I ...
Keeping on Track
Royce Shook · Women getting back on track with retirement planning A new survey of employer-sponsored retirement plan participants by the Nationwide Retirement Institute® found that COVID-19 has negatively impacted the retirement confidence of women more than men. · But women are taking steps ...
Look after your health in retirement
Royce Shook · Many of us do our best during our youth to look as best we can and take care of our bodies. However, people often stop exercising and taking good care of their health when they reach a certain age. The statistics on this are not good. Worldwide people will need on average 1.8 to ...
Retirement reinvent yourself
Royce Shook · I have been retired since 2014, I actually quit work and went back from 2006 until 2014, which took me on an interesting journey. For many people, retirement is the end of their working life. My wife retired and did not go back, or miss work. My mother-in-law retired from one job ...
Downsizing after retirement
Royce Shook · As we move into 2022 the annual home assessment came in the mail. In my area, it is impossible for young people to be able to buy a house as property prices rise. I thought prices were holding steady, but I was wrong. My property values increased by three times what I thought the ...
Ideas for Volunteering in Retirement
Royce Shook · My friends sometimes tease me about the number of organizations I am involved with on a regular basis. One of my friends said to me the other day, you and I volunteered while we were working. We spent 100's of hours helping, taking charge and running programs successfully. I have ...
Fear of Retirement
Royce Shook · The following is from a survey of over 1,000 Americans by Zety (an online Career site) · Conclusion · Fear of retirement is real. For many people, it trumps even the fear of death or illness. And like other fears and anxieties, much of it is driven by uncertainty. · Our research ...
Ready or Not, Retirement is coming
Royce Shook · Are you ready for retirement? I thought I was, but I was not, and I went back to work for eight more years because I loved it and hoped to do it forever. But after eight years of full retirement, I love my job and I hope to do it forever (or at least another 19 years). · When I f ...
Retirement a major life transition
Royce Shook · Retirement is a major life course transition for which some people plan more than others. As planning positively affects the adjustments you have to make when you retire, understanding that planning to have enough money is important is not the only thing that is important. When p ...
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