#retirement

0 Posts · 85 Articles
What's going on?

1 week ago

Dealing with the isssue of insufficient retirement as a country and as individutals

Royce Shook · Addressing the issue of insufficient retirement savings among Canadians requires a collaborative approach involving individuals, employers, and policymakers. Here's a breakdown of how each group can contribute to improving the situation: · Individuals: · Individuals need access t ...

1 week ago

Are we saving more or less for retirement than 10 years ago?

Royce Shook · Over the past decade, new research has shed light on the financial situation of Canadians aged 55-64, revealing concerning trends regarding their savings. According to recent studies, 44% of Canadians in this age group have less than $5,000 saved, and an alarming one in five work ...

1 month ago

Opportuniies vs Challenges in retirement 5

Royce Shook · Retirement marks a significant life change, and it's important to acknowledge that it can impact your physical and mental well-being. However, there are many ways to support yourself during this transition and prioritize your health and happiness. · One crucial aspect is getting ...

1 month ago

Opportunities vs Challenges in retirement 3

Royce Shook · Ah, retirement. The time in life when you can finally ditch that 9 to 5 grind and start living it up. But let's face it, work isn't just about the money. It gives us a sense of purpose and accomplishment. It gets us out of bed in the morning (or at least it used to before you ret ...

1 month ago

Opportunities vs Challenges in retirement 2

Royce Shook · Managing and accepting change can be a difficult but inevitable aspect of life. As we age, the pace of life changes more rapidly, with the departure of children from the household, the loss of friends and loved ones, mounting physical and health challenges, and the approach of re ...

1 month ago

Opportunities vs Challenges in retirement 1

Royce Shook · Caree Risover charts her retirement through planning to implementation and enjoyment. Her retirement blog shares her quest for meaning in retired life with details of her thoughts, creativity, travel and even her vegetable plot. I enjoy reading her blog and recommend it to you. I ...

6 months ago

Women and retirement planning

Royce Shook · Two-fifths (41 percent) of U.S. women say they expect to retire at age 70 or older or don’t plan to retire at all, according to a survey by the Harris Poll on behalf of the Transamerica Center for Retirement Studies. · This survey suggests that a significant portion of women in t ...

7 months ago

Is retirement for most out of reach?

Royce Shook · Retirement is becoming more and more of a pipe dream for workers all over the world. A troubled global economy paired with longer life expectancies is forcing many to continue to work far past the age they imagined because of a lack of sufficient savings. Governments have resorte ...

8 months ago

Planning for retirement and finances

Royce Shook · Planning for retirement is an important financial consideration that requires careful thought and planning. Here are some steps you can take to plan for retirement: · Determine your retirement goals. Think about what you want your retirement to look like, and how much money you w ...

10 months ago

Women and retirement planning

Royce Shook · Two-fifths (41 percent) of U.S. women say they expect to retire at age 70 or older or don’t plan to retire at all, according to a survey by the Harris Poll on behalf of the Transamerica Center for Retirement Studies. · This survey suggests that a significant portion of women in t ...

1 year ago

Prospects for average income during retirement

Royce Shook · Governments have faced financial challenges in the past and have often looked towards pensioners as a source of revenue. While some have resorted to measures such as increasing taxes on pension income or decreasing pension benefits, it is important to note that these measures are ...

1 year ago

Pensioners are worried about the economy

Royce Shook · Retirement is a time in life that many of us look forward to with great anticipation. While there may be some concerns about the future, it’s important to remain positive and proactive in planning for this stage of life. By taking the time to consider various factors that may aff ...

1 year ago

Retiring this year? Some things to do

Royce Shook · Retirement for most of us does not sneak up on us. We have a pretty good idea of when we want to can or could retire. In my case, I did not plan. I made a snap decision and retired suddenly. Don’t do that. Planning for your retirement can never start too early and if it’s closer ...

1 year ago

Retirement is not a time for big buys

Royce Shook · Some when we retire do things that, in retrospect, are silly. I had a cousin who, when he retired, said, I worked all my life, and I will no longer work. I will stay at home, watch TV and read. He did just that and two years later, his wife left him because he would do nothing ar ...

1 year ago

Retirement and identiy issues

Royce Shook · We do not shed our personalities, our life views, or our habits when we retire. These become the basis of building our new understanding of our new role and our new responsibilities. Having a sense of who you are, in the context of culture and community, may help you see how you ...

1 year ago

Self-fulling prophecies

Royce Shook · Retirement means you no longer want to, or can work. Retirement can be seen as a beginning to the end of a phase of life where you have been focused on your career and the start of a phase of life where the focus is given to free time and rest. To ensure that retirees maintain th ...

1 year ago

Ageing and psychology

Royce Shook · “I hate ageing” was the comment, she made, and she went on to explain that it was not getting old that she disliked it was the restrictions that ageing put on her. She moved slower, she had balance issues, and the list went on. Her partner and she were worried about retirement, s ...

1 year ago

Ideas to help save

Royce Shook · I don’t know if you had this program growing up, but I did. In elementary school, we had a program where we could open up a bank account and deposit a weekly amount. I think it started when I was in grade 5 and lasted through grade 6. I did not continue it when I went off to grad ...

1 year ago

Choices may be difficult

Royce Shook · Going to work, being engaged, and being productive may take time to fade, especially if these activities have high fundamental value in terms of us. Such values can create ambivalence for those who are making the transition to retirement. · The percentage of seniors in care is lo ...

1 year ago

A life review

Royce Shook · Retirement is a time for a life review. Some of the issues to look at include questions about which roles and identities we present to others when we retire and try to re-invent ourselves. We may have to face the fact that we did or did not reach the goals we set for ourselves re ...

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