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Are men better prepared for retirement than women
Royce Shook · Women are less prepared for retirement than men. On average, women have 30% less saved for retirement than men. Only 47% of working women said they were on track to retire while only 37% of working men said they were on track or ahead of schedule. · Women are behind in retirement ...

Conservatative movement in the 1960's
Royce Shook · Many of us thought and may still think of the '60s as a time of change, but there was a conservative element that was present in the decade. We tend to forget that the sixties had a robust conservative element. The 1960s was a time of significant cultural, social, and political c ...

Four big retirement risks
Royce Shook · My brother did not have a pension plan when he was working. He was self-employed, so he created his own plan. When he was developing his plan, he realized that there were five major risks in planning for retirement: · Longevity risk — the risk he will outlive his money · Market r ...

Life Expectancy going up and going down
Royce Shook · The National Center for Health Statistics reported that life expectancy at birth in the United States declined nearly a year from 2020 to 2021, according to new provisional data from the CDC’s National Center for Health Statistics (NCHS). That decline – 77.0 to 76.1 years – took ...

Going back home
Royce Shook · "Coming back to where you started is not the same as never leaving." Terry Pratchett · I love the writings of Terry Pratchett, if you get a chance visit his website and read some great fantasy, but I wander from my theme today. · My best friend grew up in a small town and then mo ...

RIP ROE V WADE
Jim Murray · POLITICAL WILL VERSUS POPULAR WILL · The decision to overturn the longstanding abortion access law, better known as Roe V Wade, was overturned today by the Supreme Court of the United States. This, despite the fact that in poll after poll the majority of Americans favour full acc ...


New Retirement Trend
Royce Shook · In a previous post I referred to the fact that in the United States most people aspire to retire at age 62, but they actually partially retire at age 65 and fully retire about 70. This trend has been slowed down by the Pandemic as another trend that’s emerging is that people reti ...

Confessions Of A Reformed American Wannabe
Jim Murray · When I was younger, much younger, I used to think it would be great to move to the United States of America and become a citizen of that country. · I grew up in a border town and spent a lot of time in America. I had friends there and the border really didn’t seem like a border, ...

Miscellaneous
Jim Murray · Since I have cut way back on writing about the zany antics of the Dis-United States of America, I have time for a lot of other things. Like working on my book, as yet untitled, and looking through what I now realize is a vast collection of photography. Amazing what you find when ...



Why The United States Is Up The Creek Without A Paddle
Jim Murray · The good old USA is showing signs of unraveling. It took a long time but now the current confluence of events very much appears to be the beginning of the end of whatever this country called itself. A democratic republic or words to that effect. · The confluence of events I’m spe ...

The Great Social Media Hatespeak Debate
Jim Murray · Over the past few months we have seen the impact that an attempted fascist coup of the United States has made. · Social media sites, just about everywhere, are now starting to (finally) clamp down on hatespeak, and the groups that sponsor it. · But it’s kind of a double edged swo ...

A FEW WORDS ABOUT THE ANTI VAX MOVEMENT
Jim Murray · The anti mask/vaxx movement in the United States seems to be picking up in intensity. · In marketing we call this defensive spending, which means that when your brand is waning in popularity, you throw more shit at the wall to get people believing in it again. So we’re now seeing ...

Why The United States Needs To Put The Republican Party Out of Business
Jim Murray · The Republican Party in the United States is one of the most totally corrupt politician entities in the free world, and has been more or less since the Reagan years. Under Republicans, Big Business pays hardly any tax, These Republican sponsored tax breaks have created a fiscal i ...

They Used To Just Be Morons
Jim Murray · They kept to themselves more or less. · They drank a lot most nights. Mostly beer. They drove around drunk and probably had their share of fender benders. They quit school before finishing high school. They watched a lot of TV, especially in between low paying jobs. They saved up ...


The Cult of Donald J. Trump
Jim Taggart · · The first couple of years of Donald Trump’s presidency brought out armchair psychologists. Some of these individuals had work-based connections to the broad field of mental health and a few were actual psychologists, all of whom took aim at the controversial 45th president of ...

The Great Social Media Hatespeak Debate
Jim Murray · Over the past few months we have seen the impact that an attempted fascist coup of the United States has made. · Social media sites, just about everywhere, are now starting to (finally) clamp down on hatespeak, and the groups that sponsor it. · But it’s kind of a double edged swo ...
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