Personal Banking Officer - Whitchurch-Stouffville, Canada - PACE Savings and Credit Union

PACE Savings and Credit Union

Verified Company

Whitchurch-Stouffville, Canada

1 week ago

Posted by:

Sophia Lee

beBee Recruiter

Description

Scope of Position

The Personal Banking Officer is the lead role involved in outbound, banker-initiated contact of members using in branch renewal lists, branch and marketing lead lists.

The focus of this role is to contact and meet with designated members in an effort to understand and meet their overall banking needs, consolidate share of wallet and refer to more senior bankers.

Sales are driven by appointments generated from the pro-active calling and up selling of referrals that have been provided by other sales professionals.

Contributes to meeting team sales plan and related activities through effective assessment of member financial needs.

Provides product and service solutions (of medium to high complexity in both credit and investment) through effective interviewing and probing, delivering financial advice designed to satisfy the member's total financial needs.

Recognizes and acts on referrals and sales opportunities and maintains relationships with business partners to optimize business opportunities and referrals.

Major Responsibilities

Contribute to the growth and ongoing maintenance of the business and community portfolio.
Source, receive, investigate, and analyze requests for products from a variety of sources, including individual accounts, commercial accounts, nonmember/client business entities, Associations, Co
Operatives, NotforProfit organizations, direct and indirect competitors.
Manage Alterna's business relationships including commercial accounts, Co
Operatives, NotforProfit organizations.
Meet sales targets by delivering products and services that puts the member's needs first.
Proactively promote/sell and deliver a full range of banking products and services to meet our member's needs.
Follow sales and service model by attending and actively participating in branch meetings, huddles, initiatives and campaigns.
Maximize sales opportunities by using effective sales interviewing skills that uncover longer term financial member needs.
Provide financial advice to members with investment/credit needs requiring moderate financial solutions, using Alterna's financial calculators.
Acquire and refer potential high value member relationships to internal and external partners.
Maintain a working knowledge and understanding of all products and services we offer and keep up to date with procedural changes.
Use sales and service tools to support member interactions.
Develop and implement a proactive member call plan.
Follow through on self generated sales and retention leads.
Follow through on referrals from other internal staff.
Identify and set personal development plan and complete activities set in plan.
Actively participate in regular coaching sessions.
Stay compliant with anti money laundering guidelines
Perform other duties as assigned.

Expectations / Outcomes

Meet contact commitments as defined by sales plan
Meet sales objective as defined by sales plan
Satisfy the short and longer term financial needs of members
Identify and duly note any exceptions to policy and procedures when recommending approval for credit

Contacts:

Branch and other departments staff
Internal and External partners
Members
Centers of Influence (lawyers, Real estate Agents, Accountants) etc.
Senior Management

QUALIFICATIONS

Education / Certification / Experience

Post secondary education combined with 3 years related experience in a financial institution or an equivalent combination of education and experience
Proven track record in sales
CSC or IFIC course completed or obtained within 12 months
As part of continuing education enrolled in Financial Planning or other similar type programs
Experience in providing credit solutions

Knowledge / Skills

Requires above average knowledge and skills as relates to: analytical and interpersonal skills, general business knowledge, and mathematical aptitude
Detailed working knowledge of investment and good knowledge of lending and mortgages sufficient to analyze member's needs, explain features and benefits and place the product for the members
Good knowledge of the sales process and strong communication skills to interview effectively to uncover member needs
Good problemsolving skills sufficient to identify, analyze and resolve complex member issues/problems
Solid negotiation skills to deal with member solutions and sales

PACE Credit Union will provide accommodations for persons with disabilities, where needed, to support their participation in our recruitment process.

Please contact Human Resources.

Job Types:
Full-time, Permanent

Benefits: