- Monitor the credit quality of a portfolio of assigned client names in a given sector, including investment-grade, high yield, and sponsor-owned clients. This includes periodic review of borrower financial statements, press releases, news articles, industry information, rating reports, peer analysis, etc.
- Prepare credit proposals for new client originations, underwritings, refinancings, amendments, and annual reviews.
- Coordinate credit process with relevant coverage, product, and risk teams to ensure efficient turnaround of transactions.
- Present higher risk clients in formal monitoring meetings, including Quarterly Sector Reviews and Watch List.
- Create and maintain client exposure and internal risk ratings using bank rating methodologies.
- Participate in client calls (including bank meetings) as needed for due diligence on assigned client names.
- Maintain reporting related to portfolio including deal flow, exposure tracking, and other general reports.
- Interact with internal and external auditors during loan examinations.
- Interact with other bank branches to coordinate information on group or contributor strategies.
- Mentor juniors and be a team player supporting and working with other team members, bringing value and contributing to the success of the Team.
- Bachelor's degree in finance, Economics, Accounting or other similar areas.
- Min. 4+ years prior experience in a Corporate Banking (preferably in corporate credit) environment or Rating Agencies covering corporate clients.
- Solid knowledge of loan structures, terms, credit agreements and projection modeling skills are required.
- Knowledge of general banking products and banking practices.
- Ability to multi-task and ability to work under quick turnaround times as needed in live deal transactions.
- Good verbal and written communication skills; professionalism in dealing with Senior Bankers (Director and above) on a daily basis.
- Self-Starter with ability to take initiative when working alone or with peers.
- Proficiency in Word and Excel.
- Experience with M&A transactions, LBO financing a plus.
- Given the vast majority of our clients, both internal and external, are based outside of Quebec and Canada, specific language requirements may apply. Knowledge of the English is required.
Senior Credit Analyst - Montreal (administrative region) - eTeam
Description
Job Title: Senior Credit Analyst
Job Duration: 08 month
Location: Montreal, QC
Pay Range: Depending on experience
Job Description
The strengths and skills that will help you succeed
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