Senior Investigator, Domestic FIU - Mississauga, Canada - Tangerine Bank

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    Description
    ? In this role, you will:
  • Perform and document FIU / SIU ML/TF investigations, along with maintaining supporting information, in accordance with Enterprise AML and FIU / SIU policies and procedures.
  • Research customer records, customer activities and account information to determine whether unusual activity may indicate RGS.
  • Identify and investigate High-Risk customers including but not limited to potential PEPs / PEFPs, Sanctions and refers as appropriate to internal partners (e.g., EDDU, Global Sanctions, etc.).
  • Prepare and deliver investigative results to the appropriate staff, including identification of trends and areas of improvement.
  • Identify and report RGS within the regulatory reporting requirements and timelines.
  • Recommend risk mitigation actions and next steps at the conclusion of FIU / SIU investigations.
  • Communicate regularly with leadership to identify challenges and obstacles related to the team's objectives.
  • Maintain up-to-date knowledge and skill sets relevant for ML, TF, sanctions and other regulatory matters to perform case investigations.
  • Identify challenges and obstacles related to the team's objectives and escalates them accordingly.
  • Understand how the Bank's risk appetite and risk culture should be considered in day-to-day activities and decisions.
  • Actively pursue effective and efficient operations of his/her respective areas, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational risk, regulatory compliance risk, AML / ATF risk and conduct risk, including but not limited to responsibilities under the Operational Risk Management Framework, Regulatory Compliance Risk Management Framework, AML / ATF Global Handbook and the Guidelines for Business Conduct.
  • Champion a high-performance environment and contributes to an inclusive work environment.
  • Do you have the skills that will enable you to succeed? We'd love to work with you if you have experience with:

  • University degree, or equivalent, and a minimum of 1 year of experience in AML and / or risk disciplines.
  • Extensive investigative skills along with 4 years of documented AML or law enforcement experience may substitute for university degree requirements.
  • ML/TF investigations.
  • Knowledge of local and relevant AML laws and regulations.
  • Good investigative skills and demonstrated understanding of complex financial transactions.
  • Strong writing and analytical skills.
  • Demonstrated ability to exercise sound judgement as to the materiality of risks were identified.
  • Proven ability in determining required risk mitigation activities with appropriate consideration to the impact of the business line.
  • Good interpersonal and communication skills.
  • Using an analytical approach to problem solving, coupled with attention to results and a sense of urgency.
  • Ability to communicate in French and/or Spanish is an asset.
  • Certified Anti-Money Laundering Specialist (CAMS) designation is an asset.
  • Exemplary integrity and ethics in all instances.
  • What's in it for you?

  • In-depth training to prepare you for the role, as well as ongoing coaching and feedback to help you succeed
  • You'll be part of a diverse, collaborative, innovative, and high-performing team
  • We offer a competitive rewards package
  • You will relish work-life balance, team events, and opportunities to participate in the community.
  • Your career matters You will have access to career development and progression opportunities.