We’re growing and adding a role to our Enterprise Compliance and Risk Management (ECRM) Team. The Sr. Compliance Analyst will have an overarching focus on Financial Crimes Compliance. They will also provide compliance guidance and oversight of our consumer lending business units, with a focus on unsecured personal loans and mortgage. This position will work across our current consumer lending product offerings and their support functions. Our ideal candidate brings demonstrated experience and application of consumer protection laws and regulations in the following:
BSA/AML, OFAC, TILA/Regulation Z, ECOA/Regulation B, FCRA, TCPA, FDCPA, SCRA, EFTA, TSR
The successful candidate will also have strong communication skills, an ability to thrive on learning new things and strong collaboration skills
THE ROLE: Help evolve ECRMs current financial crimes compliance framework(s) and controls Assist with preparation and execution of financial crimes risk assessments and present to management Document and update financial crimes policy and present to management Assess and advise on the mitigation of compliance risks Provide guidance to business partners on compliance issues Assist with audit requests; involving data gathering, gap identification, and issue tracking and response Stay current on compliance industry trends, and help devise roadmap to meet any relevant updated compliance regulation Provide compliance input for business procedures, new projects and tools being implemented Develop strong, productive working relationships with internal customers. Review and respond to compliance related findings issued by internal and external parties Assist with ad hoc projects
REQUIREMENTS/CHARACTERISTICS: 6-8 years substantive experience with a licensed financial institution or a regulatory compliance examiner Documented recent compliance history supporting financial crimes and mortgage compliance Experience leveraging technology to support BSA, AML, and OFAC related processes Knowledgeable in consumer protection, with strong proficiency in mortgage related requirements Preferred Skills: Knowledge of the mortgage compliance regulatory requirements including TRID, RESPA, SCRA, FACTA, GLBA, FDCPA, FlOOD, HMDA, TSR, TCPA, SAFE ACT, UDAAP, FAIR LENDING, E-SIGN, USAP, etc. Preferred: CAMS certification Strong interpersonal, communication and influencing skills Solid analytical and critical thinking skills, with attention to detail and accuracy Desire and ability to quickly learn about the activities and specificity of our unique business model and technology Self-starter, willing to take ownership and drive initiatives to resolution while reporting appropriately on progress made and escalating when difficulties are encountered. Familiarity with GRC applications, Microsoft Office, and other software Ability to prioritize and be agile in a fast-moving, complex environment
CULTURAL FIT (Our Core Values): Care (for everyone): We show compassion and contribute to the well-being and growth of those around us. We only pursue products that improve the financial lives of our clients. Act with Integrity (every time): We take the right action even when it is hard and even when no one is watching. We treat our employees, clients, and communities the way they wish to be treated. Get Better (every day): We innovate, iterate, and improve each day. We are creative, take thoughtful risks, and ultimately learn and recover from failures. Collaborate (with everybody): We strive to work together toward a common purpose by proactively sharing information and inviting participation. We recognize the perspective of various groups and embrace healthy, constructive debate.
WHY JOIN THE FREEDOM FAMILY? Fast, continued growth – there’s a lot of opportunity for advancement Voted a Phoenix Best Place to Work 9 times by our employees including the #1 spot for 2 years in a row! Benefits start within 30 days 401k with employer match 3 weeks’ paid vacation (increased with tenure) 9 paid holidays & 5 sick days Paid time off for volunteer work and on your birthday
WHO WE ARE:
Freedom Financial Network is a family of companies that takes a people-first approach to financial services, using technology to empower consumers to overcome debt and create a brighter financial future. The company was founded in 2002 by Brad Stroh and Andrew Housser on the belief that by staying committed to helping people, you can ensure better financial outcomes for both the customer and the business. This Heart + $ philosophy still guides the vision of our growing company, which has helped millions of people find solutions for their financial needs.
What began with 2 people in a spare bedroom has now rapidly expanded to a vibrant business that employs over 2,200 employees (known internally as The Freedom Family) in two locations: San Mateo, CA and Tempe, AZ. When you visit either of our offices, you’ll understand why our employees have voted us the Best Place to Work for the last several years. It’s a place where the Heart + $ philosophy continues to thrive, where we believe that success is only achieved by doing what’s right for our customers, our employees, and our communities.
In order to create brighter futures for our clients, employees, and businesses, Freedom Financial Network holds itself to four core values that have grown out of our Heart + $ philosophy: to care for everyone around us, act with integrity every time, collaborate with everybody we work with, and get better at what we do every day.
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