Manager, Credit Structures - Richmond Hill, Canada - Royal Bank of Canada

Sophia Lee

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Sophia Lee

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Description

Job Summary

What is the opportunity?


As Manager, Credit Structures, you will be a credit professional providing innovative credit solutions, professional value-added advice, and credit expertise to Private Banking clients.

You will be responsible for Private Banking client credit relationships and focused on winning as One RBC by introducing clients to the right solutions, partners, and capabilities at the right time.


What will you do?

  • Provide highend relationship management and credit advice to high net worth Canadians following all five principles of the Black Card Experience
  • Deliver a superior, professional, bestinclass credit experience through excellence in completing deepdiscovery conversations with clients regarding their credit needs, analyzing the various options while leveraging the tools at your disposal, and presenting solutions centered on credit advice
  • Provide proactive credit advice to all Private Banking clients and develop innovative and creative credit solutions
  • Prepare and submit comprehensive and accurate credit proposals for approval with a sense of urgency, supported by required due diligence and analysis of financial statements
  • Lead the discussion with clients around mortgage renewals and process client requests
  • Proactively manage credit renewals by submitting files within deadlines

What do you need to succeed?

Must-have

  • A minimum of 5 years of experience in credit granting to personal and/or business clients
  • Proven ability to analyze financial statements
  • Excellent written and verbal communication skills in English
  • Superior client relationship management skills

Nice-to-have

  • Knowledge and understanding of RBC Private Banking financing products, credit/risk procedures, guidelines, and standards
  • Experience working with high net worth clients
  • Experience in Commercial and/or Capital Markets

What's in it for you?


We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper.

We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.


  • A comprehensive Total Rewards Program including bonuses, flexible benefits, and competitive compensation
  • Leaders who support your development through coaching and managing opportunities
  • Ability to make a difference and lasting impact
  • Work in a dynamic, collaborative, progressive, and highperforming team

Job Skills

Additional Job Details

Address:

3300 HWY 7:
VAUGHAN

City:


VAUGHAN

Country:

Canada


Work hours/week:

37.5


Employment Type:

Full time


Platform:

Personal and Commercial Banking


Job Type:

Regular


Pay Type:

Salaried


Posted Date:


Application Deadline:


Inclusion
and Equal Opportunity Employment
At RBC, we embrace diversity and inclusion for innovation and growth.

We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work.

We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.


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