Bilingual Credit Analyst - Pickering, Ontario

Job description: · Brief Role Description · The Credit Analyst is responsible to analyze, evaluate risk and provide decisions on credit applications for the financing and leasing of vehicles received through the dealer network. · Position level: 6 · Reports: Credit Manager · Role ...

Job description

Job description:

Brief Role Description

The Credit Analyst is responsible to analyze, evaluate risk and provide decisions on credit applications for the financing and leasing of vehicles received through the dealer network.

Position level: 6

Reports: Credit Manager

Role classification: Fully remote

Possible Tasks within this Role

• Validate information, asses risk and make decisions on credit applications according to credit policies
• Communicate with dealerships and Business Development Managers to negotiate terms and conditions on complex credit applications to support business needs and ensure acceptable risk level.
• Provide ongoing support to dealers' network and Business Development Managers on credit programs and policies to ensure credit applications meet all the requirements.

Qualification requirements

Formal education

• College diploma preferred 

Experience

• 3 years' experience in a financial institution in a role with customer contact and negotiation. 

Competencies

• Effective communication skills, both oral and written  

• Negotiation skills 

• Attention to details 

• Analytical skills 

• Able to analyze financial statements 

• Certified Canadian credit professional is an asset 

Work schedule

• Rotation schedules (Monday to Saturday between 8:00 am to 9:00 pm EST) 

• Please note that the hours are subject to change based on business needs

Salary range is dependent on factors such as industry-based experience, skills, training, credentials, and other qualifications.  

The salary range for this role is $64, $88, Actual pay may vary based on experience, education, and internal compensation practices.

This posting represents an existing vacancy that we are actively seeking to fill.

We offer:

Full-time employees of Volkswagen Financial Services enjoy these benefits:

Health Insurance Coverage: We provide comprehensive insurance coverage, including health, dental, and vision plans, to ensure our employees and their families are well-protected and have access to quality healthcare services.

We offer a flex health benefit program, including health, dental, and vision plans, to ensure our employees and their families are well-protected and have access to quality healthcare services that fits their needs.

Retirement Plans & Savings: Planning for the future is important, which is why we offer competitive defined contribution retirement plan at no cost to the employee to help our employees save for their long-term financial goals. In addition, we have a generous savings matching program.

Compensation: We believe in recognizing individual contributions and sharing company performance. Our Bonus & Merit Program reinforces a reward and a pay-for-performance culture."

Vehicle Leasing Program: Our Vehicle Leasing Program offers employees the convenience and cost savings of leasing company vehicles at discounted rates. Employees and eligible family members can lease up to four vehicles per year.

Work Environment: Our workplace sets the standard with its state-of-the-art facility, designed to inspire creativity and productivity. We believe in fostering an environment where our employees feel empowered to do their best work, and our flexible hybrid policy reflects our commitment to accommodating diverse work styles and needs.

Floaters Days: We understand the importance of work-life balance, which is why we offer floaters days that can be used at your discretion for personal reasons or to recharge. We've included these days to be inclusive of holidays or celebrations that are that are important to employees. This allows you to commemorate whatever might be important to you.

Company Designated Holidays: In addition to offering floaters days, we also recognize the importance of celebrating the holiday season with our team. That's why we designate specific company holidays during the December holiday period, ensuring our employees can enjoy this festive time. *Schedules may vary depending on the specific needs of certain parts of our business.

Wellness Programs: We care about the holistic well-being of our employees, which is why we offer various wellness programs designed to promote physical, mental, and emotional health.

These may include discounted gym memberships, mental health resources, and more.

Tuition Reimbursement: We offer this program as part of our commitment to employee development. This benefit supports continued education by covering approved course expenses, fostering both professional growth and long-term career advancement.

Volkswagen Financial Services is committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to race, colour, religion, sex, sexual orientation, family status, gender identity, gender expression, national origin, age, disability or any other characteristic protected by federal, or local laws. Volkswagen Financial Services is committed to accommodating applicants and employees with disabilities. Should you require accommodation during the recruitment and selection process, please advise in advance.

Only shortlisted candidates will be contacted.