Enterprise Compliance, Testing and Controls, Lead - Toronto - Interac

Description

Who We Are

Every transaction matters. Every Canadian matters. At Interac, we protect both — driving trust, security, and inclusion, so our digital economy thrives. Founded in 1984, Interac connects Canadians through secure digital payments, advanced identity verification and industry-leading fraud protection. Connecting banks, businesses, and individuals, Interac enables millions to send, receive, and manage money safely and effortlessly every day — across both digital and physical environments.

As the backbone of Canada's financial ecosystem, Interac facilitates over 20 million transactions daily, supported by trusted partnerships with government and financial institutions. Consistently ranked as Canada's most reputable financial technology brand, Interac is deeply embedded in the daily lives of Canadians.

Who You Will Work With

Reporting to the Leader, Compliance , thevacant, Enterprise Compliance, Testing & Controls, Lead will be responsible for building and maintaining Interac's enterprise compliance testing & controls program. You will lead business units and corporate functions in the identification of key compliance controls. You will execute against a 3-year strategic plan designed to build a technology-driven regulatory compliance management framework that effectively manages regulatory risk while maintaining a right‑sized, scalable, and highly efficient operational footprint. You will build and maintain an inventory of compliance controls mapped to applicable compliance obligations. You will design and lead a risk‑based 3‑year compliance testing plan. You will implement a monitoring program that provides real‑time and data‑driven line of sight into the status of compliance obligations and associated risks. You will bring deep awareness and knowledge of applicable regulatory standards as well as cross‑industry compliance best practices. You will provide compliance oversight on corporate functions as well as support and standardization for product compliance verticals. You will focus on enhancing control oversight and compliance practices utilizing automation and proactive detection mechanisms. This is a fast‑paced senior compliance role which requires strong analytical skills, ability to lead, and in‑depth compliance experience.

What You Will Do

• Design and operationalize the enterprise compliance monitoring and testing program.
• Lead business units and corporate functions in the identification of key controls and mapping to applicable compliance obligations.
• Build and execute a risk‑based 3‑year compliance testing plan designed to measure control effectiveness and identify control gaps/weaknesses.
• Implement automated and data driven continuous monitoring of control health trends, anomaly detection, and emerging risks.
• Prepare detailed reports and recommendations related to test results, compliance gaps and remediation plans.
• Update documentation as a result of change in regulations or based on testing outcomes.
• Design and operationalize training programs for employees on how to complete compliance tests/assessments.
• Identify and implement efficiencies, automation, and improvements to compliance effectiveness.
• Conduct complex multi‑party compliance investigations.

What You Bring

• 7‑9 years of hands‑on experience as a senior compliance and risk professional with a specific focus on testing and/or internal audit functions.
• In‑depth experience designing, implementing, and executing compliance testing programs.
• Ability to perform detailed research, risk/compliance assessments, and due diligence.
• Knowledge of activities, tasks, practices and deliverables associated with eliciting, clearly defining and documenting required compliance practices.
• The ability to give meaning to data. You enjoy investigating complex problems and making sense of information.
• Confidence in your ability to communicate detailed information in an impactful way.
• Understanding that success is in the details. You notice things that others don't. Your critical thinking skills help to inform your decision making.
• You are a proactive problem‑solver with a demonstrated track record of driving continuous improvement initiatives.
• Eligibility to work for Interac Corp. in Canada in a full‑time capacity.

What We're Offering

The hiring range for this position is $120,000 to $150,000, and you will also be eligible for our short‑term incentive plan. The exact amount will depend on factors such as skills, experience, and job‑related knowledge, but Interac's commitment goes beyond compensation. Our Total Rewards package is designed to support your well‑being and future, and includes:

• Generous vacation and wellness days to help you recharge.
• Comprehensive employer‑paid benefits coverage for peace of mind.
• Market‑leading employer‑funded RRSP program to invest in your future.
• Flexible hybrid work model for better work‑life balance.
• Access to a free and confidential 24/7 employee & family assistance program to offer support for you and your immediate family.
• Pregnancy and parental leave top‑up to support growing families.
• Charitable donation matching with United Way to amplify your impact.

Why Join Us?

At Interac, the impact we make, and the people who drive it, is profound. When you become part of our team, you're joining a purpose‑driven organization that's shaping the future of digital finance in Canada. Here's what you can expect:

• Investing in the Future – Help us unlock digital prosperity for all Canadians.
• Innovative Thinking – Collaborate on products, practices, and platforms that redefine what's possible.
• Inclusive Culture – Be empowered to bring your whole self to work and realize your full potential.
• Inspiring Community – Work in an ecosystem where we lift each other up and rise together.
• Intentional Support – Enjoy flexible, supportive offerings that prioritize your total wellness.

Additional Pre‑Employment Requirements

To ensure the integrity of our organization, successful candidates will be required to complete background checks, which may include Canadian Criminal Credit Check, Canadian ID Cross‑Check, Public Safety Verification, 5‑year Employment Verification, Education Verification, Credit Check, and Social Media Check.

Equal Opportunity Employer

Interac is also an equal opportunity employer committed to fostering a diverse and inclusive workplace. We believe that innovation thrives when people from different backgrounds, experiences, and perspectives come together. That's why we are committed to providing fair and equitable employment opportunities for all individuals, without discrimination based on race, colour, ancestry, ethnic origin, place of origin, citizenship, creed, sex, sexual orientation, gender identity or expression, age, marital or family status, disability, or any other characteristic protected by applicable law.

If you require accommodation during any stage of the application or recruitment process, please contact us at We will work with you to meet your needs.

Please be aware that certain individuals are misusing Interac Corp.'s name and logo to promote fictitious employment opportunities. Interac Corp. never requests, solicits, or accepts any form of payment in exchange for employment. Any such offers are fraudulent and should be disregarded. Interac Corp. assumes no liability for any claims, losses, damages, expenses, or inconveniences arising from or related to these fraudulent activities. Such communications do not constitute an offer or representation by Interac Corp. or its subsidiaries and affiliates.