Manager, Commercial Credit - Burnaby, Canada - Gulf & Fraser

Gulf & Fraser

Verified Company

Burnaby, Canada

4 weeks ago

Posted by:

Sophia Lee

beBee Recruiter

Description

Looking to join a team of driven, collaborative, and positive professionals, grow your career, and contribute meaningfully to your community? Sounds like this opportunity might be the perfect fit At Gulf & Fraser, we strive to create a future where everyone in our communities can achieve financial wellness.

For over 80 years, Gulf & Fraser has invested in what we value most:
our members, partners, employees, and our communities.

We are proud to serve our members across BC by offering reliable advice, a welcoming environment, and a full range of personal and business banking, investment, and insurance solutions.

We help our members find the best options to fulfill their financial potential.

We believe in the power of progressive thinking and positive action to take incredible steps forward in every aspect of life.

What this role is all about:

The Manager, Commercial Credit contributes to the provision of service excellence to Gulf & Fraser's members by leading and directing commercial credit operations, adjudications and assisting in its ongoing development.

The incumbent collaborates with departments and commercial team to provide support and direction to ensure efficient and effective commercial credit operations in an ongoing effort to providing an overall positive member experience.

Reporting to the AVP, Credit, this position plays a key role in the credit approval process for commercial operations.

What you'll do:

Provides advice and guidance on large, complex loans or other commercial credit issues, and provides technical direction as required.
Monitors processing and loan underwriting methods to ensure quality, delinquency control, overdrafts, policy and documentation requirements and requirements set out by regulators & auditors are satisfied.
Coordinates the dissemination of loan policies and procedures; ensures employees follow loan underwriting policies and any policy deviations are corrected.
Oversees monthly audits and conducts random reviews of commercial credit files.
Oversees, coordinates preparation of and verifies a variety of regular and adhoc reports.
Manages the credit process to meet quality and target turnaround timelines as well as manages accurate and timely risk assessments of existing loans. Assesses credit practices for evolving needs and recommends policy and procedure improvements to support productivity and efficiency of commercial lending program.
Collaborates with branches and partner departments on a variety of initiatives such as campaigns, projects and training programs.
Provides mentorship to employees on commercial creditrelated topics.

A little about your qualifications:

Postsecondary business degree or diploma
Minimum 79 years' progressive experience in commercial credit
At least 5 years' experience in underwriting
Experience with a wide variety of commercial lending, including construction, development, industrial, income and balance sheet lending.
Equivalent combination of the above may be appropriate
Ability to determine creditworthiness (commercial/business lending) for shortand longterm debt repayment
Proactive and collaborative approach
Equivalent combination of the above may be appropriate

What you'll gain:

Competitive base salary, reviewed annually
An incentive bonus plan
Flexible, topnotch benefits plan choose what's important to you, whether it's a transit pass, gym membership, or additional vacation time
Flexible, hybrid work environment #LIhybrid
Annual time off to recharge vacation starting at 3 weeks and 12 personal days
Amazing RRSP program we contribute at a great rate, whether you choose to contribute yourself or not
Loans at preferred interest rates, discounted banking accounts and credit cards, unique banking instruments, professional financial advice we are a credit union, after all
Professional development we're truly committed to our team's growth through inhouse training, personal coaching, leadership development programs, mentorship, tuition reimbursement, professional dues coverage, and conference participation
Connect and feel recognized through social events, Employee Recognition Night, and an employee recognition program that translates into real rewards

Who we are:

_ Power your possible__TM_
_._ At Gulf & Fraser, growth and development is an important facet of your experience and we encourage everyone to progress and contribute in a meaningful way. Here, you can develop and further your career alongside a team of passionate, empowered and engaged professionals who recognize the power of collaboration, innovation, recognition, and driving their own success. For us, the vision of 'Power your possible_TM_ extends to our teams, as well as our members.

_ Drive, contribute, grow - together. _We are stronger together and are proud to foster a caring, open-minded, and inclusive culture. We embrace diversity of backgroun