Analyst - Montréal, Canada - National Bank of Canada
Description
**Loan Processor/Closer- **you will be based mainly in Naples
- Florida (with occasional travels to other branches as needed.)
BASIC PURPOSES:
- Gathers and verifies loan documents for accuracy, underwriting and its approval process.
- Prepares Loan Estimates, CDs and Closing Statements (HUD1) according to regulatory requirements.
- Inputs and updates loan data into the loan origination software.
- Prepares loan packages and coordinates all loan closings.
- Frequent contacts with MLOs (Mortgage Loan Officers), attorneys, title agencies, appraisal companies etc.
- Some responsibilities related to postclosing and servicing of the loans and/or accounts.
- Preparation of various adhoc reports as needed (checklists, internal controls).
- Reports to the Vice-President Business Development and Chief Business Development Officer
RESPONSIBILITIES AND MAIN ACTIVITIES:
- Maintains technical knowledge of underwriting requirements, to meet Compliance and according to the Lending Policies and Procedures of the Bank.
- Periodically interacts with VP Credit, Credit Analyst, MLOs, and clients.
- Is responsible for necessary data entries for each phase of processing to existing bank loan documentation software.
- Prepare early disclosures, order appraisal reports and other supporting documentation.
- Executes closing package within expected time frame of banks procedure and is responsible for funding of Loan on closing date.
- Interacts with loan origination personnel from origination through closing, to ensure quality processed loans and ensures that all processing steps meet compliance with regulatory and Natbank's Lending Policies and Procedures.
- Maintains a close working relationship with the Loan Servicer.
- Complete required annual Compliance training courses
- Other duties as required as deemed necessary by Management
PROFESSIONAL QUALIFICATIONS AND BUSINESS COMPETENCIES:
- High School Diploma and a minimum of 5 years of experience in Loan processing OR general banking OR Bachelor's Degree and a minimum of 3 years of experience in Loan processing OR general banking.
- Knowledge of Mortgage Regulations including HMDA, TRID, RESPA, REG B
- Basic familiarity with Financial Services Industry
- Strong written and verbal communication skills
- Good teamwork and interpersonal skills
- Detail oriented, organized, selfmotivated
- Bilingualism both spoken and written (English and French), a strong asset.
Your benefits
In addition to competitive compensation, upon hiring you'll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.
- Health and wellness program, including many options
- Flexible group insurance
- Generous pension plan
- Employee Share Ownership Plan
- Employee and Family Assistance Program
- Preferential banking services
- Opportunities to get involved in community initiatives
- Telemedicine service
- Virtual sleep clinic
Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees' ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.
We're putting people first
We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees.
Come live your ambitions with us
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