Credit Risk Analyst - Woodstock, NL, Canada - Lewisstores

Description

A nalyst will be exposed to all aspects of the credit lifecycle:
o Acquisition
o Marketing
o Account Management
o Collections

• o Establishing optimal credit risk policies and limit calculations

o Analyse current strategies
o Building A/B testing strategies
o Defining rules to manage exposure based on customer performance

o Assist the project manager, business analyst, system development and IT teams to design solutions that sets the business up for future success.

o Engage in a consultative role with the Marketing and Collections operational teams to streamline their mandates.
o Produce monitoring reports.

• o Mentoring and upskilling of junior analysts

o Ensure the business is compliant with regulations and external data providers i.e. credit bureaux.

• Has knowledge on how credit risk scorecards are build and experience in assigning risk strategies on risk groups derived by scorecards
• Present data to demonstrate conclusions gained from analysing data
• Able to query and interpret data quickly and clearly
• Self-motivated driver of performance
• Great at finishing projects and disciplined in meeting deadlines
• Able to regroup and re-organise when priorities shift
• Comfortable working in a team to assist on other key projects in the Customer Management Services team.

Advanced computer literacy skills with a high proficiency in SQL or SAS and Microsoft Excel

• Experience in all areas of the credit lifecycle
• Type of identification SA ID Number Passport Number Permit Number Other

Male
Female
Ethnic Origin African White Coloured Indian Other
Preferred language of correspondence

The information is requested to ensure that the company's records are in compliance with the Department of General Statistics current requirements and to facilitate the company's obligations in terms of employment equity planning.

NAME OF IMMEDIATE SUPERIOR/SUPERVISOR
Do you have a valid driver's license? Are you able to travel or be away from home for training or relieving another store? EDUCATION & TRAINING

LANGUAGE PROFICIENCIES
List the languages you speak and indicate your proficiencies whether GOOD/FAIR/POOR in the space allowed.

LANGUAGE
Do you have any disability and/or other mental or physical condition or impairment? REFERENCE, VERIFICATION AND FINANCIAL SERVICES BOARD CONSENT
I hereby give consent to Lewis Stores(Pty)

Ltd ("Lewis") to obtain the relevant information from the Financial Services Board about me and to conduct the following checks in advance of my potential employment and at any time during my employment at Lewis:

Credit check
Reference checks to verify my work performance and conduct
Registration as FAIS representative, DOFA and my status in relation to associated regulatory examinations

I agree that this application and declaration shall be the basis of any contact between the company and myself and that the withholding of any material information or failure to answer the questions correctly may halt the pre appointment process and should I be employed will constitute a breach of a condition of my employment which could lead to the termination of my contract in the event than an undisclosed matter becomes known after appointment.

Have you ever been charged or had a disciplinary hearing for poor work performance, fraud, dishonesty or misconduct at any of your previous employers? Have you been found guilty of any crime, fraud or dishonesty?