Associé(E), Gestion Du Crédit, Groupe Des Clients - Toronto, Canada - Royal Bank of Canada

Royal Bank of Canada

Verified Company

Toronto, Canada

2 weeks ago

Posted by:

Sophia Lee

beBee Recruiter

Description

Résumé du travail

Description du poste

What is the opportunity?

Do you thrive in working in an interactive team environment? Are you a quick learner? Do you have strong written and verbal communication skills? As an Associate, you will manage an industry-specific portfolio of Corporate Client Group (CCG) Borrowers.

This is a middle office function that works closely with CCG and other partners within the bank to deliver a full range of credit and banking services to multinational and other large corporate relationships.

What will you do?

Responsible for managing credit risk associated with syndicated and bilateral loan facilities and trading derivative lines. Tasks include preparation of credit amendments, annual reviews, reviewing loan documentation, annual risk assessments, including financial modeling where required
Actively follow the business and financial performance of the borrowers in your portfolio through daily monitoring of financial and industry information, regulatory events, external rating agency movements, and other early warning signals
Identify and assess deteriorating risk situations through your credit analysis and where necessary, propose a course of action to your Team Leader & Director to ensure the safety of the bank's funds
Ensure compliance with loan agreements by verifying performance against financial covenants, margin limits and Bank Policy.
Ensure bank systems correctly reflect key terms and conditions of credit agreements and other documentation for the assigned portfolio, with respect to data integrity
Build relationships and interact extensively with other functions within the organization such as Corporate Client Group, Risk Management, Global Loans Administration, front line Service Managers, Cash Managers, etc.

What do you need to succeed?

Must-have:

Strong credit, analytical and technical skills, ability to critically assess financial statements and other corporate and commercial client reports and draw reasoned and relevant conclusions to recommend a course of action
Professional written and verbal communication skills with the ability to work effectively within a team environment and to interact at all levels within a large organization
Ability to read and understand complex legal documents, prioritize, commit to task with excellent attention to detail, and perform well under pressure to meet time sensitive deadlines as this is frequently not a 9to5 environment
Strong Excel, Word and PowerPoint skills

Nice-to-have:

MBA, professional designation (e.g., CFA, CPA) or a postgraduate degree with a focus in business, economics, finance, or accounting
Previous banking experience with relationship management, structuring and writing credit proposals, credit processes, policies, risk analysis
Ability to communicate and read legal documentation in French
Familiarity with the Capital Markets credit process and loan agreements
Knowledge of internal systems such as CCMS, TMS & Newton

What's in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper.

We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

Ability to make a difference and lasting impact
Work in a dynamic, collaborative, progressive, and highperforming team
Opportunities to do challenging work

Compétences professionnelles

Détails supplémentaires de l'emploi

Adresse:

335 8

AVE SW:

CALGARY

Ville:

CALGARY

Pays:

Canada

Nombre d'heures de travail par semaine:37.5

Type d'emploi:

temps plein

Secteur d'activité:

Services bancaires aux particuliers et aux entreprises

Type de fonction:

Régulier

Type d'échelle salariale:

Salarié

Date d'affichage:

Inclusion et équité en matière d'emploi
À RBC, nous favorisons la diversité et l'inclusion pour stimuler l'innovation et la croissance.

Nous nous engageons à bâtir des équipes inclusives et un milieu de travail équitable pour que nos employés puissent être entièrement eux-mêmes au travail.

Nous agissons contre les inégalités et les biais systémiques afin de soutenir notre clientèle, nos collectivités et notre effectif diversifiés.

Nous veillons également aux questions d'accessibilité pour nos employés éventuels ayant des capacités différentes. Veuillez communiquer avec nous si vous avez besoin d'aménagements pendant le processus de recrutement.

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