Fleet Credit Analyst - Aurora, Canada - Volvo Group

Volvo Group
Volvo Group
Verified Company
Aurora, Canada

4 days ago

Sophia Lee

Posted by:

Sophia Lee

beBee Recruiter
Description

The Fleet Credit Analyst will analyze prospective customer profiles, making credit decisions and recommendations on truck, construction, and coach market financing & lease transactions.

You will provide the highest level of customer service, supporting VFS Canada Inc.'s mission to be the premier captive finance company in Canada.

The position within VFS Canada Inc. reports to the Manager, Credit Team Canada. This is an onsite position.


RESPONSIBILITIES

  • Manage an assigned queue of fleet accounts and adjudicate credit submittals for truck fleet, coach and construction transactions;
  • Support dealers, customers, and the VFS District Financial Managers (DFM) by providing timely credit underwriting on dealer or DFM credit submittals;
  • Perform loss analysis projections on customer fleet transactions;
  • Review Fleet financial statement data and other credit information to generate assessments and conclusions;
  • Approve credit submittals and document credit approvals in writing within delegated credit authorities and in accordance with established VFS credit policies and guidelines;
  • Present files outside of delegated authority to Canadian, North American and Executive Credit Committees;
  • Negotiate changes in standard VFS documentation and present to legal for review and approval;
  • Prepare and negotiate priority agreements and release of lien waivers on fleet customers and present nonstandard requests to legal for review and approval;
  • Ensure accurate and complete documentation, security perfection and insurance on credit files prior to funding signoff;
  • Interact extensively with the sales force, dealers, and customers to effectively negotiate transactions and communicate credit decisions in a timely manner;
  • Keep up to date on Volvo, Mack and Prevost product offerings as well as VFSsponsored finance programs;
  • Participate in the various system enhancements ensuring testing compliance and acceptance in accordance with operational requirements;
  • Travel on occasion as necessary to meet with current and prospective fleet customers;
  • Assisting in the development and implementation of retail credit programs;
  • Effectively utilize pricing tools and T-Value to facilitate and negotiate revised deal structures;
  • Provide support and backup on scorecard transactions, syndication activities and workouts as required;
  • Provide support and backup to the other Fleet Analyst as needed;
  • Perform sundry administrative duties as delegated by Manager, Credit Team;

EDUCATION

  • BA/BS in business or related field or equivalent work experience.
  • Undergraduate degree in Business Administration, Finance, Accounting or Economics.
  • Strong credit background with 3 to 5 years of experience in mid to largeticket commercial credit adjudication preferably with experience in the equipment finance industry (trucks, buses and construction equipment).
  • Captive Automotive Finance industry experience is an asset.
  • Proven record of achievement in structuring commercial transactions in an assetbased lending environment.
  • Prior experience in utilizing T-Value and Microsoft Office products.
  • General knowledge of Business, Customer Service, Credit, Legal, and Vendor Management is necessary.

SKILLS

  • Excellent English verbal and written communication skills;
  • Ability to work independently, exercise sound business judgment, possess strong organizational and negotiation skills and have the ability to manage multiple transactions in a fastpaced, demanding environment;
  • Senior level of understanding on financial statement analysis and the calculation of key financial ratios;
  • Strong presentation skill;
  • Strong problemsolving and analytical skills to arrive at quality decisions;
  • A thorough understanding of security documentation related to loan and lease transactions;
  • Strong understanding of basic security perfection procedures including a basic level of understanding of both the PPSA and The register of personal and movable real rights ("RDPRM") registration requirements;
  • Bilingual written & verbal communication skills are an asset;
  • Proficient MS Office including MS Excel, MS Outlook and MS Powerpoint;
  • Must have a valid driver's license with a clean driving record;
  • Ability to work within and in support of a team environment.

Type d'emploi :
Temps plein


Horaires de travail:

  • Quart de jour

Lieu du poste :
En présentiel
More jobs from Volvo Group
See all jobs of Volvo Group