Loan Officer - Calgary, Canada - Industrial and Commercial Bank of China (Canada)

Description

• Business Development & Daily Operations
• Proactively seek new high-value prospective clients locally and globally. Build and maintain relationships with existing and prospective clients to grow sustainable business volume and revenues in line with assigned KPI performance targets.
• Handle daily operations of loan transactions, including drawdowns, repayment, repricing, and conversion, ensuring the safety and accurate utilization of funds.
• Initiate credit proposals for clients' credit facilities and conduct timely evaluations of financial and operating risks to ensure compliance with approved terms and conditions.
• Manage document filing for Business Division Calgary, both in hard copy and system e-files. Assist in uploading e-files into the Bank's Imaging System and ensure safekeeping as needed.
• Internal Control
• Adhere to regulatory control standards and identify/manage risks associated with client relationships, including credit risk, operational risk, and financial crime risk.
• Conduct Business Relationship Risk Assessments (BRRA) and regular reviews to ensure compliance with AML/ATF compliance controls.
• Maintain compliance with the Bank's Policies and Procedures in various lines of daily work.
• Handle the first level of customer complaint resolution process if any complaints are received.
• Ensure timely and accurate update and maintenance of client information and business records on all systems and shared drives.
• Administration
• Perform various tasks assigned by the Regional Head of Western Canada.

• Bachelor's degree in Commerce, Economics, Finance, or Banking. A Master's degree is considered an asset.
• Minimum of 1 year of related banking experience in Corporate Banking, Commercial Banking, Credit Adjudication, and/or Credit Underwriting.
• Proficient oral and written communication, reporting, and presentation skills in English. Proficiency in Chinese is considered an asset.
• Proficiency in Microsoft Office Suite.
• Additional certifications such as CFA, CA, CPA, MBA, or CDCS are considered assets.

• Company pension
• Dental care
• Disability insurance
• Employee assistance program
• Extended health care
• Life insurance
• Paid time off
• Tuition reimbursement
• Vision care

• Day shift
• Monday to Friday

• Bonus pay
• Overtime pay

• Calgary, AB: reliably commute or plan to relocate before starting work (required)

• Bachelor's Degree (preferred)