Credit Manager - Edmonton, Canada - TD Bank

TD Bank

Verified Company

Edmonton, Canada

1 week ago

Posted by:

Sophia Lee

beBee Recruiter

Description

425770BR

Commercial Banking

Edmonton, AB

November 21, 2023

Hours

37.5

Workplace Model

Hybrid

Pay Details

Department Overview

TD Business Banking provides financial products and services to business customers and is comprised of the following businesses: Commercial Banking, Commercial National Accounts, Commercial Mortgage Group, National Real Estate Group, Agriculture Services and Small Business Banking.

Operating as a part of the Business Bank, the Small Business Credit Center is comprised of a team of Group Managers, Credit Analysts and Credit Managers focused on delivering timely credit decisions to our partners in the retail network right across the country.

We strive to deliver first time right credit decisions, with a focus on growing market share while at the same time managing our risk appetite and regulatory framework.

Our vision is to innovate and invest to deliver legendary value with speed.

How we execute against that vision is to leverage our enterprise scale, process expertise, and lean disciplines to efficiently deliver capabilities while supporting our partners to effectively compete in the markets that they serve as a legendary One TD team.

Job Details- Optimize credit opportunities by assisting partners in adjudicating, structuring, packaging and authorizing credits

Maintain good relationships with partners including responding to questions and concerns
Contribute to operational improvements to streamline procedures/processes and enhance service
Protect the interests of the Bank by ensuring credit is being adjudicated in accordance with assigned discretionary limits and established guidelines
Strong credit acumen
Subject Matter Expert with knowledge of credit adjudication and analysis
Strong knowledge of various Adjudication platforms
Advanced knowledge of products, endtoend processes and systems
Ability to identify and investigate nonstandard operational / reporting / process issues
Moderate to High level of complexity in operational / reporting / process and/or analysis
Moderate to High credit limit authorization required for credit adjudication

Internal

Internal
Ability to identify and investigate nonstandard operational/reporting/process issue
Ability to provide training to others on best practices, processes, etc. as well as guide mentor other team members for the completion of business

Job Requirements

The successful applicant must have previous credit analysis experience, strong credit acumen and preferably has held credit limits.
Experience in an exception lending environment
Above average analytical skills, strong aptitude for problem solving, organization and planning
Proven ability to deliver on Customer Experience goals
Strong aptitude for risk

SKILLS:

Analytical Skills
Research & Presentation Skills
Business Intelligence
Organized, detail oriented and ability to multitask effectively
Time management
Negotiation Skills
Relationship Management
Effective Communication
Interpersonal Skills
Computer Skills
EXPERIENCE & EDUCATION:
Undergraduate degree or technical certificate and/or
5+ years relevant experience

Company Overview

Our Values

At TD we're guided by our purpose is to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior.

In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care.

No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.

Making Your Well-being a Priority
A supportive culture that promotes colleague well-being is core to who we are.

At TD, we focus on total well-being with extensive programs to help colleagues assess, manage, and improve their well-being across four core pillars — physical, financial, social and mental/emotional.

In addition, we champion a safe and inclusive work environment so colleagues feel a sense of belonging and feel supported in their personal and professional growth.

Through our focus on well-being, we know that we can help our colleagues thrive, contribute to our culture of care, and support better business outcomes, because when colleagues feel their best, they're more likely to do their best.

Our Total Rewards Package

Our Total Rewards package reflects the investment we make in our colleagues to help them, and their families achieve their well-being goals.

Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits including medical, dental, vision & mental health coverage, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

How We Work
At TD, we believe in-person