Mortgage Underwriter - Surrey, Canada - Vault Credit Corporation
Description
Who we are:
Vault is a non-bank private mortgage lending company that also provides equipment leasing and other
credit products. Vault has a devoted team of experts with decades of experience in both financial services
and real estate. We deliver products and services that meet our borrowers' diverse needs and investment
opportunities that provide attractive returns for investors.
We have a progressive, friendly work environment and a culture of growth. We are looking for a hardworking
professional to join our dynamic team.
About the role:
We are currently seeking a Mortgage Underwriter to join our Credit Team.
borrowers' financial information and property evaluation while following established policies and
procedures.
Do you pride yourself on a strong work ethic? Can you tackle detailed document review and engage with
mortgage brokers and borrowers with professionalism and tact? Are you an independent thinker who can
make sound judgments and know what to do with mínimal direction? Are you well organized, very efficient,
extremely resourceful, have an adaptable and positive helpful attitude? Then you could be the right fit for
the role
Responsibilities:
- Exercise consistent, objective and sound credit decisions within authorized limits, escalating where
- Issue mortgage commitments with appropriate conditions and follow up with mortgage brokers for sign
building and maintaining positive working relationships.
- Work in collaboration with the Mortgage Fulfillment Team to closely manage pipelines, assist in
commitment and close deals on a timely basis.
- Maintain uptodate knowledge of the competition, industry trends and market conditions.
- Ensure accurate recordkeeping both electronic and paperbased and ensure that all records are
- Maintain knowledge of all applicable underwriting guidelines.
- Participate in business development activities, tradeshows and presentations as required.
Qualifications:
- Must hold a current BC Mortgage Broker license
- Alternative mortgage market and commercial lending experience an asset.
- Strong documentation skills, with the ability to manage large volumes of documentation.
- Professional, polished, clear verbal and written communication skills.
- Meticulous attention to detail.
- Ability to work in a changing environment with constant moving targets
- Strong organizational skills
- Strong time management skills.
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