Insurance Advisor - Kingston, Canada - Mark Armitage Desjardins Insurance Agent

Description

Job description

• Sell various types of insurance policies to businesses and individuals on behalf of insurance company, including automobile, fire, life, property, business and medical and dental insurance.
• Interview prospective clients to obtain data about their financial resources and needs, the physical condition of the person or property to be insured, and to discuss any existing coverage.
• Call on policyholders to deliver and explain policy, to analyze insurance program and suggest additions or changes, or to change beneficiaries.
• Seek out new clients and develop clientele by networking to find new customers and generate lists of prospective clients.
• Ensure that policy requirements are fulfilled, including any necessary medical examinations and the completion of appropriate forms.
• Customize insurance programs to suit individual customers, often covering a variety of risks.
• Explain features, advantages and disadvantages of various policies to promote sale of insurance plans.
• Calculate premiums and establish payment method.
• Perform administrative tasks, such as maintaining records and handling policy renewals.
• Develop marketing strategies to compete with other individuals or companies who sell insurance.
• Contact underwriter and submit forms to obtain binder coverage.
• Confer with clients to obtain and provide information when claims are made on a policy.
• Monitor insurance claims to ensure they are settled equitably for both the client and the insurer.
• Attend meetings, seminars and programs to learn about new products and services, learn new skills, and receive technical assistance in developing new accounts.

Occupational Requirements

• Selling or Influencing Others
• Convincing others to buy merchandise/goods or to otherwise change their minds or actions.
• Performing for or Working Directly with the Public
• Performing for people or dealing directly with the public. This includes serving customers in office.
• Establishing and Maintaining Interpersonal Relationships
• Developing constructive and cooperative working relationships with others, and maintaining them over time.

Worker Requirements

• Active Listening
• Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.

• Reading Comprehension

• Understanding written sentences and paragraphs in work related documents.

• Writing

• Communicating effectively in writing as appropriate for the needs of the audience.

• Speaking

• Talking to others to convey information effectively.

Worker Characteristics

• Oral Comprehension
• The ability to listen to and understand information and ideas presented through spoken words and sentences.

• Written Comprehension

• The ability to read and understand information and ideas presented in writing.

• Oral Expression

• The ability to communicate information and ideas in speaking so others will understand.

• Written Expression

• The ability to communicate information and ideas in writing so others will understand.

Worker Characteristics

• Integrity
• Job requires being honest and ethical.

• Attention to Detail

• Job requires being careful about detail and thorough in completing work tasks.

• Dependability

• Job requires being reliable, responsible, and dependable, and fulfilling obligations.

• Initiative

• Job requires a willingness to take on responsibilities and challenges.

Occupation Tools and Technology

• Tools
• Facsimile machines, Desktop computers,

• Technology

• Calendar and scheduling software, Document management software, Customer relationship management CRM software, Data base user interface and query software

Worker Requirements

• Customer and Personal Service
• Knowledge of principles and processes for providing customer and personal services. This includes customer needs assessment, meeting quality standards for services, and evaluation of customer satisfaction.

• Sales and Marketing

• Knowledge of principles and methods for showing, promoting, and selling products or services. This includes marketing strategy and tactics, product demonstration, sales techniques, and sales control systems.

• English Language

• Knowledge of the structure and content of the English language including the meaning and spelling of words, rules of composition, and grammar.

Experience

• Related Work Experience
• Is an asset
• Provincial Insurance License required
• Required Level of Education
• Post Secondary

Job Types:
Full-time, Permanent


Salary:
Starting at $41,600.00-$49,920.00 per year based on experience, plus bonuses and commissions


COVID-19 considerations:
Following guidelines set out by Provincial and municipal governments

Each team member office is separate from others, currently working on a rotating basis remotely or in office to reduce contact and following the Provincial Covid 19 guidelines


Job Types:
Full-time, Permanent


Salary:
$40,000.00-$50