Dir-credit Risk Management New Accounts - Toronto, Canada - Amex

Amex

Verified Company

Toronto, Canada

3 weeks ago

Posted by:

Sophia Lee

beBee Recruiter

Description

You Lead the Way. We've Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways.

When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other.

Here, you'll learn and grow as we help you create a career journey that's unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you'll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company's success.

Together, we'll win as a team, striving to uphold our company values and powerful backing promise to provide the world's best customer experience every day.

And we'll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

American Express Canada is a company with a long history and a bright future.

A Canadian employer since 1853, Amex has created a culture that nurtures extraordinary talent and turns careers into unparalleled experiences.

A company where every employee is given the opportunity to learn, grow and excel, Amex is always on the lookout for driven, forward-thinking and creative people ready to take their career to the next level.

So, if you share our passion for excellence, our dedication to great service and our excitement about innovation, there's a world of opportunity waiting for you in a career with American Express Canada.

Responsibilities:

Enable profitable growth without adverse surprises, while providing superior customer service in the Canadian market.
Conduct analyses to understand customer behavior; design underwriting and lending solutions that deliver industryleading credit results and improve riskreturn tradeoffs.
Serve as an advisor to internal business partners (Operations, Marketing, Product Management, and Finance teams) on matters pertaining to underwriting, lending, and credit risk strategy.
Manage credit metrics and functional KPIs, and track progress against financial commitments.
Identify and drive awareness of emerging issues; adapt strategies to changing macroeconomic conditions and portfolio credit trends.
Collaborate with the Credit & Fraud Risk (CFR) Centers of Excellence to optimize credit decisions, strengthen credit policies, and enhance risk controls and capabilities.
Ensure operational excellence and full compliance with applicable laws and regulations.
Lead a highperforming team of risk management professionals provide both strategic and tactical direction; balance team priorities; create opportunities for continuous learning and development.
Work closely with Controllership, Treasury, Risk Oversight (2nd Line of Defense) and Internal Audit (3rd Line of Defense) to support bank governance.

Qualifications:

At least 5 years of experience in the banking, credit, lending, and/or payments industry
Deep understanding of credit card economics and expertise in underwriting, lending, or another core credit risk management function
An advanced degree in statistics, mathematics, econometrics, data science, operations research, engineering, or other quantitative field of study
Rigorous, datadriven approach to analytically solving complex business problems
Handson experience working with large datasets, and familiarity with Hive, Python, R, SAS, SQL, or similar programming languages
Track record of building trustbased relationships with crossfunctional stakeholders
Experience recruiting, coaching/mentoring, and leading diverse talent; and fostering an inclusive work environment
Ability to collaborate effectively in a matrixed organization with geographically dispersed colleagues (across Canada, India, the US and UK)