Analyst, Technology and Innovation Banking, Roynat - Toronto, Canada - Scotiabank

Scotiabank

Verified Company

Toronto, Canada

1 week ago

Posted by:

Sophia Lee

beBee Recruiter

Description

Requisition ID: 178003

Roynat Capital, a wholly owned subsidiary of Scotiabank, is a national lender and investor with expertise in providing innovative long-term capital solutions for mid-sized companies utilizing senior term, subordinated debt, as well as mezzanine capital and common share equity.

We provide tailored solutions to clients for acquisitions, business expansions, wealth monetization, and working capital enhancement.

With a national presence in Canada in major markets, Roynat assists growth-oriented companies in reaching their goals across a wide range of industries.

Purpose

The Analyst, Credit Solutions is responsible for contributing to the profitable growth and quality of the Bank's Technology and Innovation Banking portfolio by performing a multitude of tasks including due diligence, risk analysis, deal structuring, negotiation and presentation on complex deals in concert with the coverage team as well as ongoing portfolio monitoring and control.

They will interface directly with clients at times, in partnership with the coverage team.

The role liaises with Credit / Global Risk Management through the credit decision-making process and ensures all activities are conducted in compliance with governing regulations, internal policies and procedures.

Is this Role Right for you?

Contributes to the profitable development of the Technology and Innovation Banking business by:
Ensuring the timely analysis, structure and presentation of credit / financial solutions proposals within prescribed segment
Providing prompt and sound recommendations in the analysis and adjudication of credit proposals
Reviewing pricing for loans and creditrelated fees
Ensures the accurate communication of the terms and conditions of an authorization and supervises the effective and timely implementation of same by:
Reviewing all written authorizations to ensure accuracy, completeness and clarity.
Ensuring prompt followup for acceptance of the authorization and reacting swiftly to any problems, amendments, extensions, reporting to senior management where necessary
Promptly and effectively addressing issues surrounding the adequacy, quality and completeness of loan documentation and security
Ensure the ongoing quality of the assigned credit portfolio through control and administration of the specific conditions and reporting requirements as specified in individual authorizations are adhered to
Understand how the Bank's risk appetite and risk culture should be considered in daytoday activities and decisions.
Actively pursues effective and efficient operations of his/her respective areas in accordance with Scotiabank's Values, its Code of Conduct and the Global Sales Principles, while ensuring the adequacy, adherence to and effectiveness of daytoday business controls to meet obligations with respect to operational, compliance, AML/ATF/sanctions and conduct risk.

Do you have the skills that will enable you to succeed in this role?

Undergraduate degree in business, economics, technology, sciences, or related work experience.
In progress professional designation (i.e. CPA, CFA, or CBV, etc) or MBA is considered an asset.
Passion in working with entrepreneurs and investors in the innovation ecosystem.
Basic understanding of financial analysis and risk analysis techniques.
Strong interpersonal skills and communication skills in French and English (written and oral) is considered an asset
Strong PC skills are required, including working knowledge of MS Word, Excel, and Powerpoint.
Strong knowledge of relationship building and teamwork skills.

-
_ This is a __hybrid working_
_opportunity available Canada-Wide_**What's in it for you?

The opportunity to join a forwardthinking organization surrounded by a collaborative team of innovative thinkers
A rewarding career path with diverse opportunities for professional development A competitive compensation and benefits package
Internal training to support your career growth and enhance your skills
An organization committed to making a difference in our communities for you and our customers

Location(s): Canada : Ontario : Toronto || Canada : Quebec : Montreal