Associate Director - Toronto, Canada - Royal Bank of Canada

Royal Bank of Canada

Verified Company

Toronto, Canada

2 weeks ago

Posted by:

Sophia Lee

beBee Recruiter

Description

Job Summary

Group Risk Management-Wholesale Credit focuses on risk assessment and adjudication of challenging Capital Markets and Corporate Client Group transactions across the globe.

Your intellectual curiosity and drive to understand complex corporate credits will help you deliver effective analysis of business and financial risk in order to provide comprehensive credit approval recommendations.

You will be engaged in a variety of transactions including energy, power and utilities, renewables and emerging alternative energy projects.

As Associate Director, your highly-developed experience with financial analysis and credit and ability to quickly determine what's relevant and what's not will set the stage for success.

What is the Opportunity?

Group Risk Management-Wholesale Credit focuses on risk assessment and adjudication of challenging Capital Markets and Corporate Client Group transactions across the globe.

You will be engaged in a variety of transactions including energy, power and utilities, renewables and emerging alternative energy projects.

As Associate Director, your highly-developed experience with financial analysis and credit and ability to quickly determine what's relevant and what's not will set the stage for success.

What will you do?

Work closely with the business at early stages on the risk aspects of any new transaction under consideration and provide direction and guidance as required to ensure the eventual deal structure adequately mitigates key risk concerns
Review Single Name Strategies, Transaction Requests, term sheets and risk assessments within agreed timelines and/or turnaround benchmarks, highlight exceptions to applicable policies and guidelines, and suggest enhancements
Ensure an appropriate balance between Risk and Return
Develop and maintain financial models and assist in continuous oversight of borrower's business and financial performance through monitoring of financial and industry information, regulatory changes, third party analysis including rating agency publications, and other early warning signals
Meet with clients on occasion and complete due diligence.

What do you need to succeed?

Must-Haves

Analytical and intellectually curious mindset with an ability to think outside the box
Minimum 5 years of experience working in a financial institution, preferably in lending
Good understanding of loan and trading credit products with a proven track record of building effective relationships with internal/external stakeholders
Significant experience with Excel, including as a tool for financial analysis and a good understanding of financial modelling and financial statement analysis
Ability to deal with obstacles and work to develop effective solutions/recommendations on tight timelines
Strong communication skills and ability to work with others in a collaborative manner

Nice-to-Haves:

MBA, accounting designation and/or CFA
Interest in pursuing a career in Risk Management
Industry knowledge and experience
Previous experience using online research tools such as SNL, Bloomberg, KMV, or using S&P/Moody's/Fitch ratings

What's in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper.

We care about each other, reaching our potential, making a difference to our communities and achieving success that is mutual.

A comprehensive Total Rewards Program including bonuses and flexible benefits, and competitive compensation.
Leaders who support your development through coaching and managing opportunities
Ability to make a difference and lasting impact
Flexible work/life balance options

Job Skills
Accounting Finance, Asset and Liability Management (ALM), Commercial Loan Review, Confidentiality, Credit Analysis, Customer Service, Customer Success, Detail-Oriented, Financial Statement Analysis, Risk Management

Additional Job Details

Address:

888 3

ST SW:

CALGARY

City:

CALGARY

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

GROUP RISK MANAGEMENT

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

Application Deadline:

Inclusion
and Equal Opportunity Employment
At RBC, we embrace diversity and inclusion for innovation and growth.

We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work.

We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.

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