Credit Risk Officer - Mississauga, Canada - Les Technologie Johnson Health - JHTCA

Les Technologie Johnson Health - JHTCA

Verified Company

Mississauga, Canada

2 weeks ago

Posted by:

Sophia Lee

beBee Recruiter

Description

Position Overview

Under the supervision of the financial controller, the credit risk officer is responsible for managing the credit risk of a company.

Credit risk is the risk of loss that a company faces when it extends credit to a borrower.

The incumbent of this position must demonstrate excellent technical skills, necessary to adapt to a very dynamic work environment, and work productively with mínimal supervision.

This position requires someone who is self-directed, and who has a desire to help people solve their problems.

Qualifications

Education:

Bachelor's degree in finance, accounting or equivalent required

Experience:

3 years' experience in a credit or finance department or similar role
Excellent knowledge of Microsoft Office
Must have experience with SAP
Excellent organizational and time management skills
Familiarity with CRM is an asset
Excellent oral and written communication skills to be able to communicate with top management

Other Requirements:

Preferably bilingual, both spoken and written (English and French) _In the context of this position, communications with internal and external stakeholders in English and French will be required._
Attention to detail; ability to remain focused and organized; ability to be dynamic and take decisions.

Responsibilities
The main duties and responsibilities of the Credit Risk Officer, include but not limited to:

Maintain communication between internal and external stakeholders for a rigorous cash control, adherence to SOPs, KPIs achievement and a seamless year end audit.
Perform due diligence and research necessary to fully understand the customer, analyze and interpret financial data and credit information.
Receive and analyze financial information, credit reports, public credit scores and other data.
Stay up to date of the market and trends in commercial fitness business financing through 3rdparty financing companies and banks.
Perform other duties consistent with the purpose and responsibilities of the position, such as writing reports, assisting with compliancerelated tasks, and completing departmentassigned projects and reports.
Monitor credit risk, recommend and implement solutions to deal appropriately with customers who exceed their credit limit, go out of business or are involved in litigation or bankruptcy proceedings.
Working with team members to draft contracts, agreements, and other legal documents related to sales quotes and agreements.
Follow up on Invoice collection based on approved payment terms.

Skills

Initiative:

Achieves high percent of task target dates
Suggests, develops and improves current work processes
Willing to assist others when his/her tasks are complete
Able to work independently with little supervision

Attitude:

Welcomes challenges

Interpersonal:

Ability to establish and maintain effective working relationships with customers, top management and coworkers
Contributes to a positive working environment

Reasoning:

Can work with a diverse group of people to determine product needs
Able to effectively solve problems

Organization:

Able to plan, organize resources and establish priorities for work assignments with optimum results
Able to handle multiple projects

Flexibility:

Maintain flexibility and willingness to work in situations of flux and in a fastpaced environment

Communication & Teamwork:

Keeps others informed
Promptly resolves conflicts and misunderstandings
Open to suggestions and feedback from others
Accepts responsibility for his/her actions
Work with others in a team environment

Quality:

Is consistently accurate
Commander and follows tasks to completion
Puts forth consistent effort and successfully completes assigned tasks in a timely manner without sacrificing quality

Work Environment