Souscripteur Principal Northpoint - Toronto, Canada - Banque Laurentienne

Banque Laurentienne

Verified Company

Toronto, Canada

3 weeks ago

Posted by:

Sophia Lee

beBee Recruiter

Description

Toronto- Finance & trésorieTemps plein juin 2023
Banque Laurentienne. Voir au-delà des chiffres

Construire une institution financière meilleure et différente
Avantages Financiers

Environnement de travail

Transport

Nourriture & Boissons

Cool à avoir

Avantages Financiers

Rémunération incitative

Régime de retraite

Assurances Collectives

Programme d'achat d'actions

Prêt hypothécaire, Marge de Crédit, Prêt personnel,à taux d'intérêt avantageux

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_French version currently unavailable_

Backed by Laurentian Bank

With Northpoint's foundation and reputation in the industry built, Laurentian Bank, which has been in business for over 170 years, acquired Northpoint Financial in 2017.

With over $45 billion* in assets, a solid cultural alignment and variety of financing solutions, Laurentian Bank ensures stability for the foreseeable future while allowing Northpoint Financial to maintain its personal, flexible approach.

Northpoint Commercial Finance offers businesses across North America personal, flexible financing options such as inventory finance and assetbased lending to support their business growth needs.
NCF has an excellent opportunity for a Sr. Commercial Underwriter to join our Underwriting team in Alpharetta, GA. Under the direction of the AVP of Credit, the Sr. Commercial Underwriter completes customer due diligence in accordance with credit policies and procedures, conducts research, financial analysis, manages conditions and documentation for large new and large existing dealerships with more complex structures and analysis needed. Conducts credit reviews to assess and mitigate risk, recommends, and approves decisions that protect the interest of NCF, and follows for conditions needed to complete deal setup or continuation.

- #LI-Remote
- #LI-SM1
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Responsibilities

Conduct due diligence/risk assessment of medium/large new prospect files, financial analysis, credit line recommendation, and documentation requirements.
Structure complex transactions and negotiate complex credit documentation to mitigate risk appropriately.
Complete medium and large annual dealer reviews based on company policy. Assess risk through financial analysis and operational performance, recommend credit line, conditions, and documentation needed to continue dealer relationship.
Provide internal and external communication between sales, financial services, and new prospects.
Work within assigned portfolio to credit review and assess significant changes to existing dealers and determine goforward security and documentation requirements (buyouts, ownership restructuring, additional collateral). Use assigned credit authority to monitor a significant portion of the portfolio on an autonomous basis.
Complete special reviews associated with permanent increases, temporary increases, overlines, product additions, financial triggers, and highrisk account monitoring.
Prepare and deliver presentations to executives and external clients.
Help develop streamlined tracking tools for workflow management and SOX Compliance. Own buildout and daytoday monitoring of these tools.
Other projects, assignments, or functions in support of portfolio risk management as needed.

Qualifications

Bachelor's degree in Accounting/Finance/Business Administration.
5 + years of commercial lending or underwriting/financial analysis experience or equivalent experience.
Strong analytical skills.
Crossfunctional team environment skill set and ability to work independently.
Excellent verbal, written, and interpersonal skills.
Strong communication & presentation skills.

Equity, Diversity & InclusionAccessibility**Accommodations for persons with disabilities are available upon request for job applicants taking part in all aspects of the recruitment process.
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