Credit Risk Analyst - Toronto, Canada - KEB Hana Bank Canada

KEB Hana Bank Canada

Verified Company

Toronto, Canada

3 weeks ago

Posted by:

Sophia Lee

beBee Recruiter

Description

Job Title:
Credit Risk Analyst

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Dept

/Br:

Credit Department

Credit Planning

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Reports to:Manager, Credit Department

Credit Planning and Vice President, Credit Department
Credit Planning

JOB SUMMARY
"Credit Risk Analyst" is responsible for completing analysis, submissions for portfolio monitoring reports to related stakeholders and conducting research & advising the team. This individual will provide assistance to all bank parties in relation to various credit activities and ensures appropriateness of loan data as well as compiling related loan information.

DUTIES AND RESPONSIBLITIES

Compiles data to support a variety of reporting requirements which could include preparation of delinquency, excess, watch list, exception monitoring, loan transaction, and credit risk oversight reports. Generates other regularly scheduled or adhoc reporting for the division as required
Prepare monthly, quarterly and annual loan related reports for parent bank, the Bank of Canada, the Office of the Superintendent of Financial Institutions (OSFI)
Supports all written communications by drafting correspondence and coordinating followup; produces a variety of documents including reports, various documentations; composes correspondence as requested for V.P. of Department's signature
Monitors specific market trends, and upload of credit related information as required.
Creates professional PowerPoint, audiovisual graphic presentations, and special projects and proposals; assists in the development of content by further research as required.
When V.P. or senior leadership chair meetings, prepares agenda in advance, assists with and provides research/background information, content development, creates presentations, records meeting minutes, and ensures proper followup is completed as required.
Assist V.P. of department to provide impact analysis on bankwide credit operations, including loan policy, guideline, and procedure
Manage and review the adequacy and accuracy of Expected Credit Losses (ECL) and staging of credit portfolio
Monitor and review performance of Retail & Commercial Credit Risk Rating Model. Assess any potential and identify & escalate any issues in the model and propose revising / redevelopment model
Reviews anomalies of the data outputs indicate gap with the integrity of the data (completeness and accuracy)
Prepare monthly, quarterly and annual loan related reports for parent bank, the Bank of Canada, the Office of the Superintendent of Financial Institutions (OSFI)
Identify and manage the loan portfolio limits and interact with all stakeholders in the bank. Also, perform eon specific loan portfolio limits
Reviews anomalies of the data outputs indicate gap with the integrity of the data (completeness and accuracy)
Manage the bank's loan documentation standard and report any gaps noted to V.P. of department
Facilitate meetings, assign and/or produce action items, work with external vendors, and prioritize assignments to ensure timely completion of projects and deliverables
Oversight the bank's list of designated appraisers, environmental assessor, and other suppliers
Responds to requests for information from internal and external auditors
Work collaboratively on special projects and assignments when required.
Other duties as assigned.

SKILLS

Strong analytical skills with the ability to collect, organize, analyze vast amounts of data with attention to detail and accuracy
Proven ability to effectively manage and analyze data. Ability to effectively manage commercial and retail loan portfolios, improving credit quality and overall performance
Familiar with bank policies and procedures
Knowledge of accounting principles and concepts related to loan accounting;
Highly knowledgeable of lending laws, regulations, and compliance requirements;
A solid understanding of databases and querying
Advanced working knowledge of Excel
Excellent communications skills; both written and verbal (Korean & English)
Excellent organizational and multitasking skills
Excellent attention to detail
Preferable to have moderate level of credit skills

QUALIFICATIONS

Bachelor's degree in quantitative discipline (Mathematics, Economics, Computer Science, Statistics, Engineering, etc.) required
Completed a relevant certificate, diploma, degree or designation program.
Strong statistical and analytical skills required
An equivalent combination of education and experience may also be considered.

Job Types:
Full-time, Permanent

Benefits: