Credit Analyst - Mississauga, Canada - Nissan

Nissan

Verified Company

Mississauga, Canada

3 weeks ago

Posted by:

Sophia Lee

beBee Recruiter

Description

With a focus on Mobility, Operational Excellence, Value to our Customers and the Electrification of vehicles, you can expect to be part of something exciting.

From the sleek design of our vehicles to the unique opportunities we offer around the globe, Nissan exemplifies ingenuity in everything we do.

Our people are what drive the business forward.

We are currently looking for a Credit Analyst, Commercial Wholesale Automotive to join our team in Mississauga, Ontario, Canada.

This role will be responsible for support & analysis of the Commercial Dealer Credit portfolio, specifically in the evaluation of Dealership Financial Performance.

The team actively evaluates New and Current Dealer Loan Requests and Renewals to insure portfolio credit worthiness, sustainable growth, and profitability.

Job functions Include but are not limited to:
Assesses Dealership financial performance & cash-flow, Identify lending opportunities and areas of risk, recommending of appropriate loan structures, and collecting of necessary documentation to complete credit approvals and/or annual reviews
Preparation of Credit Requests that evaluate Dealership portfolios that includes (but not limited to) recommending credit line amounts based on Vehicle Sales Trends, Dealership financial condition, Floor Plan Audit Performance, and retail/lease penetration
Participation in weekly scheduled Credit Committee Meetings, which includes presentation of Commercial Credit Requests
Communication, documentation, and completion of Credit Committee decisions with Dealership customers that includes written & verbal communication, preparation of applicable security documentation (liaising with internal and external legal counsel), and follow-up of security documentation completion with Dealership customers
Monitoring of Dealer Commercial Credit KPI's, including but not limited to assisting the Commercial Credit supervisor in preparation of monthly Risk Reporting
Support to the Wholesale Credit Supervisor & Wholesale Finance Manager as required.

Minimum Qualifications:

University degree or College Diploma with Study in Business, Finance, Economics is preferred.
1-3 years in Credit experience required, with Commercial Credit experience preferred
Strong Business & Credit Risk assessment skills to mitigate multimillion-dollar loss potential.
Experience reading, understanding and analyzing financial statements is required.

Excellent organizational skills, with the ability to prioritize and work effectively on multiple tasks in a fast paced, demanding environment.

Excellent interpersonal skills supported by strong written and verbal communication skills required.
Bilingual (French/English) written and verbal skills preferred

Nissan Canada, Inc. is proud to be recognized as a Great Place to Work for the fourth year in a row.

This certification was made possible thanks to our employees who share a continued focus on building, sustaining, and being a part of a high-performing workplace culture.

Join our winning team today.

NISSAN FOR EVERYONE

People are our most valuable assets, and diversity and inclusion are the key to maximizing the power of each individual member of our team.

When everyone belongs, the power of NISSAN is undeniable.

Our Corporate Diversity Initiative aims to improve business results by ensuring that our workplace and core businesses meet the unique needs of our employees and customer base.

Nissan is committed to creating a culture where everyone belongs and employees, customers, and partners feel respected, valued, and heard.

We have over 10 Business Synergy Teams (BSTs) across the U.S.

and Canada that connect employees - with shared characteristics or interests - build allies, and foster a company culture where all employees feel supported and included.

Nissan also values inclusion in all areas of our business as we strive to mirror the diversity of our customer base and the communities where we do business.

We are committed to procuring innovative goods and services, retailing our products and communicating from a diverse perspective which will help us continue to offer our customers competitively designed, market-driven products.

Join us as we carry our commitment to diversity and inclusion into the future.

Mississauga Ontario Canada