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    Senior Adjudication Associate, Small Business - Mississauga, Canada - Royal Bank of Canada>

    Royal Bank of Canada background
    Full time
    Description

    Job Summary

    Job Description

    What is the opportunity?

    As a member of the Credit Advisory Group, you will review and decision Small Business and personal borrowing requests and transactions within delegated lending authorities (DLA). You will focus on balancing revenue maximization and the appropriate risk profile. You will ensure the safety and soundness of RBC funds and risk policy adherence. You will assess risk and maintain a Client First Focus.

    What will you do?

    • Provide sound credit counseling to sales/service partners on all client issues
    • Apply sound credit judgment to recommend exceptions to credit guidelines within delegated authorities
    • Take ownership of client concerns, building accountability at first point of contact
    • Identify and recommend efficiency enhancements and solutions to recurring errors
    • Be the Subject Matter Expert for sales and service and support revenue growth by reducing revenue leakage and focusing on other opportunity spotting initiatives
    • Ensure adherence to Global Information Risk Management framework and Global Compliance mandated policies and procedures
    • Ensure authorities for the role are adhered to, reviewed and understood
    • Review transaction/source document details, ensuring compliance to Anti Money Laundering (AML) requirements, form completion/legal requirements, eligibility and limit criteria & authorized policy

    What do you need to succeed?

    Must-have

    • Small Business or Commercial lending or credit experience
    • Experienced in analyzing business financial statements
    • Expert knowledge of Small Business credit policies, procedures and guidelines
    • Ability to interact with lenders in the field and back office partners

    Nice-to-have

    • Small Business/Commercial Account Manager experience

    What's in it for you?

    We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

    • 4 weeks' vacation to start
    • A comprehensive Total Rewards Program
    • Leaders who support your development
    • Ability to make a difference and lasting impact
    • Opportunity to take on progressively greater accountabilities

    Job Skills

    Additional Job Details

    Address:

    MEADOWVALE BUSINESS PARK, 6880 FINANCIAL DR:MISSISSAUGA

    City:

    MISSISSAUGA

    Country:

    Canada

    Work hours/week:

    37.5

    Employment Type:

    Full time

    Platform:

    Personal and Commercial Banking

    Job Type:

    Regular

    Pay Type:

    Salaried

    Posted Date:

    Application Deadline:

    Inclusion and Equal Opportunity Employment

    At RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.
    ​​​​​​​
    We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.

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    Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at



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