Risk Analyst - Toronto, Canada - Lightspeed Commerce

Lightspeed Commerce

Verified Company

Toronto, Canada

3 weeks ago

Posted by:

Sophia Lee

beBee Recruiter

Description

Hi there Thanks for stopping by
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Lightspeed is looking for a full-time Payment Risk Analyst to join our Payments Operations team, based out of our Toronto, Montreal office.

You will play an integral role in the preliminary risk assessment process.

You will work on Compliance-ensuring Merchants are operating within their underwritten terms and agreements, Underwriting our Merchants to understand their business model and make sure they're a good fit, Merchant monitoring and Transaction Review (Risk) functions to protect them and us from Fraud and Losses.

You will be responsible for finding anomalies in data and profiles and help mitigate both transactional and merchant level fraud.

What you'll be doing:

Work within existing risk management policies, guidelines, standards and processes, and providing feedback to ensure these policies, guidelines, standards and processes are working to the best of their ability for Lightspeed and our Merchants
Identify, assess and report on transactional and settlement anomalies in accordance with internal and external policies and regulations
Understand submerchant risk profiles,to help identify and mitigate highrisk merchants
Monitor merchant activity for compliance violations and find solutions to resolve them.
Analyze the risks associated with the Merchant and their business model, offering solutions that strike the right balance between potential losses,customer impact and the cost of the solution.
Day to Day transaction monitoring and underwriting of our merchant's card payments to ensure compliance, assessing credit risk to Lightspeed and fraud risk to the merchant.
Staying on top of ongoing fraud trends in the Payments Sphere, understanding what dangers exist for our Merchants and offering practical advice and support on how to avoid them.
Navigate through various webservice tools to investigate activity that may cause financial loss to Lightspeed or our customers and come to a final conclusion in an efficient manner; being prepared to have difficult conversations with Merchants about this activity.

What you need to bring:

Experience in a Fraud prevention role and/or experience working at a payments provider, banking, or financial services technology company
Proven aptitude and desire to learn new, complex concepts and systems
Knowledge of Card Scheme rules and regulations
Demonstrated ability to collaborate across risk, sales and client groups and execute on priorities, influence change, and deliver results;
Strong working knowledge of Excel
Ability to make clear, diligent decisions based on multiple data points and risk factors
Good conceptual thinking with proven analytic, problemsolving and effective reporting skills
Ability to work in a dynamic fastpaced environment with tight deadlines
Flexible work availability (evening and/or weekend shift possible to mitigate Global Risk activities)

What's in it for you?
Come live the Lightspeed experience...

Ability to do your job in a truly flexible environment;
Genuine career opportunities in a company that's creating new jobs every day;
Work in a team big enough for growth but lean enough to make a real impact.

and enjoy a range of benefits that'll keep you happy, healthy, and (not) hungry:

Lightspeed RSU program (we are all owners)
Unlimited paid time off policy
Hybrid work model (in office Tuesday-Thursday)
Immediate access to health insurance
Health and wellness benefits
Paid leave assistance for new parents
LinkedIn learning license
1 paid volunteer day annually

Where to from here?

Obviously, this has to be mutually beneficial: we want you to step into a role you love, and we want to offer you a place you're proud to come to every day.

For a glimpse into our world check out our career page here.

Lightspeed is building communities through commerce, and we need people from all backgrounds and lived experiences to do that.

We were founded in 2005, in Montreal's gay village and our original members were all part of the LGBTQ+ community.

The ethos of our business has been about inclusion from the very beginning, and we strive to provide a workplace where everyone belongs.

Who we are:

Powering the businesses that are the backbone of the global economy, Lightspeed's one-stop commerce platform helps merchants innovate to simplify, scale, and provide exceptional customer experiences.

Our cloud commerce solution transforms and unifies online and physical operations, multichannel sales, expansion to new locations, global payments, financial solutions, and connection to supplier networks.