Theresa Trinidad

A multi-skilled, driven, and resilient professional with over 15 years of experience and passion in the banking industry specializing in Operational Risk Management with a strong understanding of AML / CFT sanction compliance policy and standards. 

Over the course of my career, I am keynoted for being a strategic, hardworking, and accomplished bank manager. As a professional, I take great pride in fulfilling increasing roles with integrity, unparalleled work ethic, and strong organizational skills. Thus, I am committed to bring more of my expertise toward achieving results and boosting the competitive position of the company.

OCBC Bank Singapore 
Job Title: Assistant Vice President 5 (Sep 2021-May 2023)
Role: Operational Risk Management Executive

• Responsible for coordinating and facilitating the implementation of the Bank policies and guidelines methodologies and initiatives for proactive risk management in Payment Operations.
• Review, administer and maintain Risk & Control Self-Assessment (RCSA) templates for Remittance/SWIFT and Cheque Clearing Operations.
• Reports Operational Risk Events (OREs)/Loss Events and Key Risk Indicators (KRIs) for the department.
• Review loss incident reports, root cause analysis and action plans.
• Performs self-assessment review, compliance testing /sampling checks and ensure timely and accurate submission of self-assessment and risk-related reports as per determined schedule.
• Conducts fraud, cyber risk, BCM and internal control awareness related trainings for the department.
• Coordinate and managed Business Continuity Management Planners, prepares volume statistics calculation for Business Impact Analysis and perform annual BCM attestations for the department.
• Handles MIS/regulatory reports for Business Units and Senior Management and regulators.
• Administer the review of system access profile matrix and user access listing to all user groups.
• Provides support/submit reports in any regulatory/audit inspections.
• Performs walkthrough and respond to auditors on potential audit observations/management identified issues.
• Review ATM service level performance, investigate and analyzes data on how to improve ATM downtime hours.
• Perform vendor's due diligence check (i.e. monthly service review/annual site visit)
• Served as Security Administrator for SWIFT Network contingency arrangement with Agent Banks.

OCBC Bank Singapore 
Job Title: Manager 6  (Apr 2017- Aug 2021)  
Role: Operational Risk Management Officer

• Responsible for coordinating and facilitating the implementation of the Bank policies and guidelines methodologies and initiatives for proactive risk management in Payment Operations.
• Review, administer and maintain Risk & Control Self-Assessment (RCSA) templates for Remittance/SWIFT and Cheque Clearing Operations.
• Reports Operational Risk Events (OREs)/Loss Events and Key Risk Indicators (KRIs) for the department.
• Review loss incident reports, root cause analysis and action plans.
• Performs self-assessment review, compliance testing /sampling checks and ensure timely and accurate submission of self-assessment and risk-related reports as per determined schedule.
• Conducts fraud, cyber risk, BCM and internal control awareness related trainings for the department.
• Coordinate and managed Business Continuity Management Planners, prepares volume statistics calculation for Business Impact Analysis and perform annual BCM attestations for the department.
• Handles MIS/regulatory reports for Business Units and Senior Management and regulators.
• Administer the review of system access profile matrix and user access listing to all user groups.
• Provides support/submit reports in any regulatory/audit inspections.

OCBC Bank Singapore 
Job Title: Assistant Manager 7 (Apr 2013 - Mar 2017)
Role: AML/CFT Payment Transaction Screening Specialist

• Responsible for Anti-Money Laundering & Counter Financing Terrorism (AML/CFT) transaction screening assessment on Incoming and Outgoing Remittance payments and SWIFT messages.
• Identify potential sanction violation hits and liaise to respective Business Units/Regulatory Compliance Unit for further assessment and decision.
• Transmits outgoing SWIFT Message for AML related queries to Financial Institution/Correspondent Bank for Investigation.

OCBC Bank Singapore 
Job Title: Bank Officer (Jan 2011 - Mar 2013) 
Role: AML/CFT Payment Transaction Screening Officer

• Responsible for Anti-Money Laundering & Counter Financing Terrorism (AML/CFT) transaction screening assessment on Incoming and Outgoing Remittance payments and SWIFT messages.
• Identify potential sanction violation hits and liaise to respective Business Units/Regulatory Compliance Unit for further assessment and decision.
  • Transmits outgoing SWIFT Message for AML related queries to Financial Institution/Correspondent Bank for Investigation.

Bank of Commerce Philippines
Job Title: Trust Accountant V (May 2007 - Sep 2010)
Role: Trust Accountant

• Prepares weekly movement loans, schedule of accrual of Trust Income
• Prepares financial statements, bank certification, audit confirmations, notice of garnishment and billing statements for Trust and Escrow clients.
• Financial statement analysis.
• Perform GL entry on action request.
• Reconciles cash accounts.
• Prepare various report needed during Audit review.
• Prepares statistic volume reporting for Senior Management and Regulators.
• Handles year-end closing of books.
• Performs other task assigned
   

Bank of Commerce Philippines
Job Title: Reports Analyst (Oct 2005 - May 2007)
Role: Reports Analyst

• Computes the Net Asset Value
• Prepares the Return on Investment and Fund Level Report
• Prepares cash position report
• Prepares the weekly reserve report for Bangko Sentral ng Pilipinas (BSP)
• Financial statement analysis.
• Prepare aging and other Miscellaneous Assets Reports
• Reconciles cash accounts.
• Perform other tasks assigned

School Name: Far Eastern University, Manila Philippines
Bachelor of Science in Commerce Major in Financial Accounting
Period: May 2001 to Apr 2005