Jobs
>
Toronto

    Bilingual Residential Underwriter - Toronto, Canada - CMHC

    CMHC
    CMHC Toronto, Canada

    20 hours ago

    CMHC background
     Temporary Full time 
    Description

    Job Requisition ID: 9995

    Position Status: Temporary Full Time

    Position Type: Hybrid

    Office Location: Montreal (QC); Calgary (AB); Halifax (NS); Ottawa (ON); Toronto (ON); Vancouver (BC)

    Travel Requirement: Travel not required

    Language Designation: Bilingual

    Language Skill Levels (Read/Write/Speak): BBC

    Salary: Our salaries generally range from $ to $ and are based on qualifications and experience.

    About CMHC

    At CMHC, the work you do and the work we do together matters. We come to work every day with a common purpose: to realize a future where everyone in Canada has a home that they can afford and meets their needs.

    Our people are second to none. We lean in with courage, band together as a community and try new things to make a lasting impact on housing from coast to coast to coast.

    Join us and be part of a team that's committed to making a real difference and be part of something meaningful.

    What's in it for you

    We've got the purpose, the people and the perks you need for a fulfilling career. Here's what you get when you're a contract employee:

  • 3 weeks of accrued vacation.
  • Annual individual performance bonus.
  • Support in your personal and professional growth with training, mentorship and more – because when you thrive, we thrive.
  • An inclusive workplace culture and environment with Employee Resource Groups and more.
  • A hybrid work model that lets you balance working from home and nurturing in-person connections by coming into your region's office at a minimum of 4 times a month.

    • About the role
    Join the Commercial Solutions Team where we make delivering housing affordability solutions easy. As a member of the Homeowner Underwriting team, you will ensure the mortgage underwriting of loans for new and existing homeowner properties with 1 to 4 units using the emili system, while providing excellent client service through effective communication about CMHC's mortgage insurance products, policies and guidelines. This position is an exceptional opportunity for an individual with strong analytical and communication skills to achieve his/her professional goals, while creating a sustainable organization that is at the heart of a world leading housing system.

    This is a temporary position of a duration of 12 months

    Please note that this position is intended to primarily cover the closing shifts. Applicants must be available to work until 9 pm Eastern on an ongoing basis and occasionally on Saturdays from 10 am to 6 pm EST.

    What you'll do:

  • Analyze the information on applications for mortgage loan insurance for 1-4 unit owner-occupied and rental properties transmitted by approved lenders, in particular, the information related to the borrower, the property, and the market.
  • Apply sound judgment and decision-making practices and negotiate a reasonable solution in line with the risk appetite.
  • Exercise prudence and diligence to ensure compliance with all relevant internal policies and procedures applicable to the function.
  • Use effective oral and written communication to deliver clear rationale for underwriting decisions in manner that achieves lender concurrence and understanding.
  • Respond to various mortgage insurance inquiries via phone and/or email.
  • Maintain quality relationships with clients to understand their needs and objectives and explore opportunities.
  • Work in a team environment to provide effective and efficient delivery of services to contribute to service standard.

    • What you should have:

  • Undergraduate degree in business, finance, or commerce and at least three years of experience in mortgage underwriting or individual credit analysis. An equivalent combination of education and relevant experience will also be considered.
  • Knowledge of the principles of risk management and residential property appraisals.
  • Understanding of the mortgage industry environment.
  • Strong analytical, problem-solving skills and decision-making skills.
  • In-depth knowledge of risk factors related to credit, employment, local market conditions and mortgage sector trends.
  • Demonstrated ability to read and interpret consumer credit bureau reports.
  • Strong oral and written communication skills in both official languages (English and French).

    • It would be great if you also had:

  • Sound knowledge of mortgage financing and real estate laws, fraud indicators, default remedy and/or property administration.

    • Posting closing date: Note, the competition will remain active until filled.

    Our commitment to diversity, equity, and inclusion

    We're committed to employment equity and encourage women, Indigenous Peoples, persons with disabilities, veterans and persons of all races, ethnicities, religions, abilities, sexual orientations, and gender identities and expressions to apply. We also welcome applications from non-Canadians who are eligible to work in Canada.

    CMHC is an inclusive workplace where diversity of thought – and of people – are recognized, valued, and considered essential to achieving our mission.

    What happens after you apply

    We know that applying for a new job can be both exciting and daunting, and we appreciate your effort. . If you are selected for an interview or testing, please advise us if you require an accommodation.

    If you applied before and you were not successful don't worry – we're always posting new positions, so don't hesitate to give it another shot. We're excited to see what you bring to the table this time around

  • First National Financial

    Underwriter, Third Party Residential Underwriting

    3 days ago

    First National Financial Toronto, Canada

    Working together to be our best · We are hiring an Underwriter, Third Party Residential Underwriting - BMO Broker Edge (BMBE) · **Reporting To**: Manager, Third Party Residential Underwriting - BMBE · **Full-Time/Part · - Time**: Full-time · **Posting Date**: February 12, 2024 · ...

  • EQ Bank | Equitable Bank

    Residential Mortgage Underwriter

    3 days ago

    EQ Bank | Equitable Bank Toronto, Canada

    **Join a Challenger** · Being a traditional bank just isn't our thing. We are big believers in innovating the banking experience because we believe Canadians deserve better options, and we challenge ourselves and our teams to creatively transform what's possible in banking. Our t ...

  • First National Financial LP

    Mortgage Underwriter, Third Party Residential Underwriting

    1 day ago

    First National Financial LP Toronto, ON, Canada

    Mortgage Underwriter, Third Party Residential Underwriting – BMO Broker Edge (BMBE) · First National is Canada's largest non-bank lender, originating and servicing both commercial and residential mortgages since 1988. Through cooperation, ongoing coaching, development opportuniti ...

  • Atrium Mortgage Investment Corporation

    Residential Mortgage Underwriter

    2 hours ago

    Atrium Mortgage Investment Corporation Greater Toronto Area, Canada

    Join Atrium Mortgage Investment Corporation (Atrium MIC), one of Canada's largest nonbank lenders, as we dramatically expand our Single-Family mortgage division. If you are a driven and results-oriented Mortgage Underwriter looking to develop your skills by supporting the growth ...

  • Toronto, ON, Canada

    Mortgage Funder, Third Party Residential Underwriting

    4 hours ago

    Toronto, ON, Canada Toronto, ON, Canada

    Mortgage Funder, Third Party Residential Underwriting – BMO Broker Edge (BMBE) · Tuesday, April 16, 2024 · Working together to be our best · We are hiring a Mortgage Funder, Third Party Residential Underwriting – BMO Broker Edge (BMBE) · Reporting To: · Manager, Third Party R ...

  • First National

    Associate Mortgage Underwriter Third Party Residential Underwriting – BMO Broker Edge

    2 days ago

    First National Toronto, Canada Full time

    Working together to be our best · Reporting To: · Manager, Third Party Residential Underwriting – BMBE · Full-Time/Part- Time: · Full-time · Posting Date: · March 1, 2024 · Closing Date: · March 8, 2024 · Hours of Work: · 8:30 – 5:00 · Grade: · Office Location: · Downtown Tor ...

  • First National Financial

    Associate Mortgage Underwriter

    1 day ago

    First National Financial Toronto, Canada

    We are hiring an Associate Mortgage Underwriter within the Third Party Residential Underwriting - MBBS · **The Role**: · The Third Party Residential Underwriting Division, as a Division of First National Financial provides underwriting expertise and services on behalf of other fi ...

  • Greybrook

    Associate, Asset Management

    3 hours ago

    Greybrook Toronto, Canada

    **Greybrook Realty Partners** · Greybrook Realty Partners is a Toronto-headquartered private equity real estate investment firm that invests and actively manages residential, commercial and mixed-use developments across North America. The firm offers investors the unique opportun ...

  • Greybrook

    Associate, Asset Management

    1 day ago

    Greybrook Toronto, Canada

    Salary: · **Greybrook Realty Partners** · Greybrook Realty Partners is a Toronto-headquartered private equity real estate investment firm that invests and actively manages residential, commercial and mixed-use developments across North America. The firm offers investors the uniqu ...

  • First National Financial

    Mortgage Funder

    1 day ago

    First National Financial Toronto, Canada

    We are hiring a Funder, Third Party Residential Underwriting · **The Opportunity**: The Residential Mortgage Funder is responsible for instructing, advancing and closing mortgage files. The Third-Party Residential Underwriting Division, as a Division of First National Financial p ...

  • First National Financial

    Mortgage Funder

    3 hours ago

    First National Financial Toronto, Canada

    We are hiring a Funder, Third Party Residential Underwriting · **The Role**: The Residential Mortgage Funder is responsible for instructing, advancing and closing mortgage files. The Third-Party Residential Underwriting Division, as a Division of First National Financial provides ...

  • Bayview Asset Management

    Underwriter (Vancouver)

    3 days ago

    Bayview Asset Management Toronto, Canada

    Overview: · Are you a dynamic, passionate, results-driven professional with the ability to build strategic relationships and are seeking an innovative opportunity to thoughtfully challenge the status quo? If so, we invite you to consider an exciting opportunity with Glasslake Fun ...

  • Bayview Asset Management

    Underwriter (Calgary)

    3 days ago

    Bayview Asset Management Toronto, Canada

    Overview: · Are you a dynamic, passionate, results-driven professional with the ability to build strategic relationships and are seeking an innovative opportunity to thoughtfully challenge the status quo? If so, we invite you to consider an exciting opportunity with Glasslake Fun ...

  • Bayview Asset Management

    Underwriter (Edmonton)

    3 days ago

    Bayview Asset Management Toronto, Canada

    Overview: · Are you a dynamic, passionate, results-driven professional with the ability to build strategic relationships and are seeking an innovative opportunity to thoughtfully challenge the status quo? If so, we invite you to consider an exciting opportunity with Glasslake Fun ...

  • First National Financial

    Associate Mortgage Underwriter

    3 days ago

    First National Financial Toronto, Canada

    We are hiring an Associate Mortgage Underwriter, Residential Underwriting · **The Role**: · **Reporting To**: Manager, Residential Underwriting · **Full-Time/Part · - Time**: Full-time · **Posting Date**: May 6, 2024 · **Hours of Work**: 8:30 a.m. - 5:00 p.m. · **Grade**: 8.7 · * ...

  • First National Financial

    Associate Mortgage Underwriter

    3 days ago

    First National Financial Toronto, Canada

    We are hiring an Associate Mortgage Underwriter (Excalibur) · **Reporting To**: Manager, Residential Underwriting · **Full-Time/Part · - Time**: Full-time · **Posting Date**: March 12, 2024 · **Closing Date**: March 26, 2024 · **Hours of Work**: 8:30 a.m. - 5:00 p.m. · **Grade**: ...

  • First National Financial

    Mortgage Underwriter

    1 day ago

    First National Financial Toronto, Canada

    We are hiring a Mortgage Underwriter within the Third Party Residential Underwriting - MBBS · **The Role**: · **Reporting To**: Manager, Third Party Residential Underwriting · **Full-Time/Part · - Time**: Full-time · **Posting Date**: May 9, 2024 · **Closing Date**: May 23, 2024 ...

  • RFA Bank of Canada, RFA Mortgages Corp.

    Mortgage Underwriter

    3 hours ago

    RFA Bank of Canada, RFA Mortgages Corp. Toronto, Canada

    RFA's residential mortgage lending business is operated by RFA Mortgage Corporation and RFA Bank of Canada, a federally regulated Schedule I Bank. RFA Mortgage Corporation specializes in Prime lending (Insured, Insurable, Uninsurable), while RFA Bank of Canada is a balance sheet ...

  • CMLS Financial

    Regional Manager, Business Development

    2 days ago

    CMLS Financial Toronto, Canada

    **Regional Manager, Business Development · ***: · **Region**:Greater Toronto Area · **Salary Range**:$75,000/yr Base + Commission · CMLS Financial is currently expanding our Residential Business Development team We are looking for an experienced, motivated Business Development Ma ...

  • Greybrook

    Associate Vice President, Low-rise Asset Management

    3 hours ago

    Greybrook Toronto, Canada

    **Greybrook Realty Partners** · Greybrook Realty Partners is a Toronto-based private equity real estate investment firm that invests and actively manages residential, commercial and mixed-use developments. The firm offers investors the unique opportunity to partner alongside lead ...