Avp, Commercial Portfolio Management - Winnipeg, Canada - CWB Financial Group
Description
AtCWB
, we strive to build value for the people who choose us every day: our people, our clients and our investors
We do this by:
- Putting people first and building relationships with intention
- Seeking out and embracing new ideas
- Believing that how we do things is as important as what we do
Roles Specifications
CWB Bank
Put a new _spin _on your banking career
Our core focus is to become the best full-service bank for business owners in Canada.
How do we do this? By delivering a proactive client experience through highly personalized service, specialized expertise, and customized solutions.
And we do all this with an unrivalled sense of urgency that our clients love about us.The opportunity
Commercial Team Portfolio Management
Leadership for the specialist team within a specified geographic market, which may include more than one physical location.
The role adjudicates loans within discretionary limits and is responsible for ensuring the credit portfolio remains within
CWB's credit risk appetite and minimizes overall operational risk to the organization.
They will implement credit policies, conduct credit reviews, and ensure that the approval procedures, standards of credit control and portfolio maintenance conform to regulations & controls.
Areas of focusPerformance leadership & influence.
- Leader, player, and coach._
CWB approach. Coach fearlessly. Intentionally feed forward. Strengthen our learning culture with a growth mindset. Invest in people first talent management through acquisition, development, engagement & retention initiatives. Grow from failures. Empower. Ignite a winning aspiration. Deliver results. Play with heart. Roll up your sleeves & get to work.
Deal flow. Business growth. Credit risk management. Client experience.
- Effectively manage deal administration in achieving financial targets_
- Acts as a conduit to centralized Credit Rick Management teams.
- Support the team in identifying fullservice solutions for clients & actively referring other
CWB lines of business with the view to be every client's primary financial partner. - Participate in developing recommendations for driving deeper business relationships with existing clientele.
- With the team, optimize overall profitability of relationships based on return guidelines, customer risk profile, total banking relationship, and the business environment.
Managing credit activities within enterprise risk appetite- Support the appropriate balance between growth and profitability in consideration of
CWB goals and risk appetite.- Maintain an appropriate level of neutrality between sales and credit functions, with need for proven facilitation and resolutions skills Manage credit activities to ensure prudent lending with proactive risk management, inclusive of timely monitoring, due diligence, and recommendation.
Ensure required reports and financial data are received and analyzed promptly in accordance with loan commitments & assist with management of negative trending accounts.
Certify all products and services are sold in adherence to regulations, minimizing operational risk- Lead team execution, deployment, and adherence to all policies and procedures, in consultation with leaders to maintain satisfactory internal audit reports and to meet all compliance objectives- Drive efficient and effective operations with strong data integrityCore know-how & experience requirements
A Bachelor's Degree in business or related field (equivalent experience accepted) with proven abilities (approx. 10 years' experience) within functions of risk management, banking, business lending, including direct experience leading people and managing teams. Financial designation is preferred but not required.
Experience in credit adjudication supported by well-developed skills in financial statement analysis and knowledge of effective risk mitigation strategies for commercial credit underwriting.
Extensive leadership competence.Why work with us?
Your success is our obsession And our award-winning culture & benefits back it up.
Proudly recognized by Great Place to Work in 2023 as one of Canada's top 50 Best Workplaces & recipient of Waterston Human Capital's Most Admired Corporate Culture 202- Wellness matters_.
We offer an award-winning benefits package that includes:
- Hybrid work environments
- Everyday flexibility
- Generous company-funded health coverage
- Health care spending account
- A flexible wellness program
- generous time-away options to unplug, rest & reco
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