Jobs
>
Calgary

    Credit analyst - Calgary, Canada - BMO

    BMO
    BMO Calgary, Canada

    2 weeks ago

    BMO background
    Full time
    Description

    Application Deadline:

    05/23/2024

    Address:

    525 8th Ave SW East Tower

    Job Family Group:

    Commercial Sales & Service

    Facilitates decisioning and analysis of all types of credit information to support lending decisions and processes for the bank. Maintains and promotes a client service environment to satisfy and exceed customer needs and expectations. This role will make credit decisions and recommendations in accordance with sound credit-granting principles and in compliance with Bank Policies & Procedures.

  • Identifies new sales opportunities for prospects and existing commercial clients through analysis.
  • May participate in on-site client visits with other internal stakeholders.
  • Maintains and promotes a customer service environment which meets and exceeds customer needs and expectations.
  • Recommends credit according to sound credit-granting principles.
  • Exercises individually held Commercial unilateral discretionary limits and any held prescribed approval discretionary limits.
  • Supports the execution of strategic initiatives in collaboration with internal and external stakeholders.
  • Evaluates clients' ability to repay loans and consults on loan structure and collateral.
  • Identifies trends in client activities which may be predictive of deteriorating credit quality.
  • Performs periodic reviews of credit where more frequent monitoring may be appropriate.
  • Understands borrower types typical in the high net worth market and their relation to collateral ownership, loan repayment, loan structure, etc.
  • Grants loan requests within specified limits, using understanding of credit scoring and risk management concepts.
  • Monitors covenants of clients within assigned portfolio to identify deteriorating credit conditions and compliance with loan agreement.
  • Provides accurate financial analysis and risk assessment of new and existing customers.
  • Partners with internal stakeholders for accurate, detailed client information.
  • Develops credit information to make lending decisions on new, renewal and extension loans.
  • Assists in negotiations of terms and conditions of all decisions made via phone and e-mail interaction with clients.
  • Prepares summary, present facts and offer opinions concerning credit worthiness.
  • Minimizes BMO's risk exposure by adhering to internal credit policies and procedures with respect to lending decisions.
  • Provides input into the planning and implementation of operational programs.
  • Builds effective relationships with internal/external stakeholders.
  • Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus.
  • Exercises judgment to identify, diagnose, and solve problems within given rules.
  • Works independently on a range of complex tasks, which may include unique situations.
  • Broader work or accountabilities may be assigned as needed. Qualifications:
  • Typically between 4 - 6 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
  • Technical proficiency gained through education and/or business experience.
  • Verbal & written communication skills - In-depth.
  • Collaboration & team skills - In-depth.
  • Analytical and problem solving skills - In-depth.
  • Influence skills - In-depth.
  • Data driven decision making - In-depth.

    • Compensation and Benefits:

    $54, $101,500.00

    Pay Type:

    Salaried

    The above represents BMO Financial Group's pay range and type.

    Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position.

    BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit:

    We're here to help

    At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

    As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset.

    To find out more visit us at .

    BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other's differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

    Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

  • Helcim

    Credit Risk Analyst

    3 weeks ago

    Helcim Calgary, Canada

    Helcim is searching for a talented and passionate Credit Risk Analyst to join us on our mission to become the world's most loved payments company. · As our Credit Risk Analyst, you will focus on refining our credit risk frameworks, processes and guidelines with the goal of minimi ...

  • Dyno Nobel

    Credit & Risk Analyst

    3 weeks ago

    Dyno Nobel Calgary, Canada

    **Job Brief**: · Manage a portfolio of accounts to ensure corporate AR compliance targets are met. You will be responsible for attending monthly compliance reviews with Management and provide updates on Portfolio of accounts. · **Who We Are** · Dyno Nobel is a global leader in th ...

  • Banque Nationale du Canada

    Analyste Marché Des Capitaux de Crédit

    6 days ago

    Banque Nationale du Canada Calgary, Canada

    **Lieu de travail **:Calgary, Alberta · **Présence **:Hybride · **Statut **:Permanent · **Horaire **:Temps plein · Financière Banque Nationale inc. (FBN) est une firme de services de courtage de plein exercice entièrement intégrée maintenant une forte présence à l'échelle nationa ...

  • TC Energy

    Billing & Credit Analyst

    3 days ago

    TC Energy Calgary, Canada

    Determined. Imaginative. Curious. If these are some of the ways you describe yourself — we want to learn more about you At TC Energy, we are Energy Problem Solvers — passionate about transitioning North America to cleaner energy while meeting the energy demands of today and tomor ...

  • TD Bank

    Analyst, Corporate Credit Management, Global Energy

    2 weeks ago

    TD Bank Calgary, Canada

    **TD Description** · Stay current and competitive. Carve out a career for yourself. Grow with us. · **Department Overview** · - TD Securities is one of Canada's most active dealers in Debt and Equity products. Corporate Credit is our team of in-house credit assessment professiona ...

  • CB Canada

    Credit Analyst

    1 week ago

    CB Canada Calgary, Canada

    Ref ID: · Classification: Credit Analyst · Compensation: DOE · Our established client in Calgary is currently seeking a Credit Analyst to join their hard-working team. · As the Credit Analyst your day to day responsibilities of this role may include, but not be limited to: · An ...

  • BMO

    Credit analyst

    2 weeks ago

    BMO Calgary, Canada

    Application Deadline: · 05/23/2024 · Address: · 525 8th Ave SW East Tower · Job Family Group: · Commercial Sales & Service · Facilitates decisioning and analysis of all types of credit information to support lending decisions and processes for the bank. Maintains and promotes a ...

  • About Staffing Ltd.

    Credit & Collections Analyst

    3 weeks ago

    About Staffing Ltd. Calgary, AB, Canada

    Connecting you to Credit & Collections Analyst jobs in Calgary · ABOUT STAFFING recruiters are Alberta's experts in connecting candidates with Credit & Collections Analyst jobs. We focus on temporary, direct hire and temporary-to-direct hire placements in the corporate, industri ...

  • IFG International Financial Group Ltd

    Senior Credit Analyst

    5 hours ago

    IFG International Financial Group Ltd Alberta, Canada

    Our client, a major player in the Canadian energy sectoris looking to hire a Senior Credit Analystto their team for an initial 12-month contract. This role is hybridin Calgary. · Responsibilities Include: · Review and ensure daily credit exposures are within pre-approved count ...

  • IFG International Financial Group Ltd

    Field Credit Analyst

    1 week ago

    IFG International Financial Group Ltd Alberta, Canada

    Our client, a major player in the Canadian energy sectoris looking to hire a Senior Credit Analystto their team for an initial 12-month contract. Review and ensure daily credit exposures are within pre-approved counterparty credit limits and tenors, and manage all business segmen ...

  • Neo Financial

    Senior Analyst, Credit Risk

    1 week ago

    Neo Financial Calgary, Canada Full time

    Come Build a Better Financial Future for all Canadians · At Neo, we're building a more rewarding financial experience for all Canadians. · Life at a rapidly expanding tech startup is demanding, exhilarating, and not for everyone. · From world-class creative minds to brilliant e ...

  • TD Bank

    Manager Agriculture Credit

    2 weeks ago

    TD Bank Calgary, Canada

    **Manager Agriculture Credit**: · BR · **Job Category - Primary** · - Commercial Banking · **Work Location** · - 200 Quarry Park Boulevard Southeast · **Employment Type** · - Regular · **City** · - Abbotsford, Calgary, Camrose, Lethbridge, Medicine Hat, Regina, Saskatoon, Winnipe ...

  • Superior Propane

    National Accounts Analyst

    3 weeks ago

    Superior Propane Calgary, Canada

    Superior Propane is Canada's leading and reliable propane provider. Customers have trusted the experts at Superior to fuel their homes and businesses since 1951. Customer Focus, Performance, Safety, and Winning with People are the four key values that are the foundation of everyt ...

  • Scotiabank

    Associate, Corporate Banking

    2 weeks ago

    Scotiabank Calgary, Canada

    Requisition ID: 171746 · Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. · **Associate, Corporate Banking (Energy) - Calgary Full-Time** · **Why work for Scotiabank?** · Scotiabank is a leading bank in the Americas. We are po ...

  • Scotiabank

    Associate, Cb, Energy

    2 weeks ago

    Scotiabank Calgary, Canada

    Requisition ID: 171746 · Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. · **Associate, Corporate Banking (Energy) - Calgary Full-Time** · *** · **Why work for Scotiabank?** · Scotiabank is a leading bank in the Americas. We ...

  • Graham

    Treasury Analyst

    1 week ago

    Graham Calgary, Canada

    Graham is an employee-owned construction solutions partner that services the buildings, industrial, infrastructure, water and project finance sectors. We deliver lasting value for our clients through meticulous planning and scheduling, while upholding rigorous safety and quality ...

  • City of Calgary

    Advisor, Corporate Finance

    2 weeks ago

    City of Calgary Calgary, Canada

    If you are committed to public service, enjoy collaborating with others, share our values and have a desire to learn and grow, join The City of Calgary. City employees deliver the services, run the programs and operate the facilities which make a difference in our community. We s ...

  • TD Bank

    Lead Customer Service Officer

    2 weeks ago

    TD Bank Calgary, Canada

    **TD Description** · Stay current and competitive. Carve out a career for yourself. Grow with us. · **CUSTOMER** · - Meet or exceed CSO LEI target and be actively involved in ensuring the unit meets or exceeds its LEI target. · - Facilitate customer requests leveraging various pa ...

  • ATB Financial

    Data Analyst, Dual Risk Rating

    3 weeks ago

    ATB Financial Calgary, Canada

    OUR BOTTOM LINE IS DIFFERENT. · There's something special about working at ATB, and it's been recognized on every top employer list that matters. Maybe it's our exceptional culture where your total wellness is supported through market-leading benefits and you're free to bring you ...

  • Alberta Petroleum Marketing Commission

    Strategic Analyst, Business Development, Oil, and

    1 week ago

    Alberta Petroleum Marketing Commission Calgary, Canada

    **Position Overview** · The Senior Analyst, Business Development, Oil, and Gas and Energy Markets is a critical role that combines strategic marketing analysis with business development initiatives within the energy industry. This position requires a strong understanding of globa ...