Jobs
>
Coquitlam

    Credit Manager - Coquitlam, Canada - Lafarge Canada

    Lafarge Canada
    Lafarge Canada Coquitlam, Canada

    2 weeks ago

    Default job background
    Description
    Whatever you do, you'll make a difference at Lafarge Canada. Because we know that your passion and curiosity are the natural resources the world needs.

    Thanks to our teams' energy, commitment and ideas, we are reinventing how the world builds to make Canada greener and smarter for all.

    Credit Manager

    Requisition ID: 6264


    Location:
    Coquitlam, British Columbia, CA, V3K 5X6


    Pay Type:
    Salary

    WHO IS LAFARGE?

    As a global leader in innovative and sustainable building solutions, Lafarge is enabling greener cities, smarter infrastructure and improving living standards around the world.

    With sustainability at the core of our strategy, we are becoming a net-zero company, with our people and communities at the heart of our success.

    We are driving circular construction as a world leader in recycling to build more with less.

    It's all thanks to our 7,000 talented people around the world who are passionate about building progress for people and the planet through four business segments:
    Cement, Ready-Mix Concrete, Aggregates and Solutions & Products.

    WHO ARE LAFARGE PEOPLE?
    Lafarge people are passionate about finding better ways to build. They embrace innovation and improvement with a pioneering spirit. They work as trusted partners, creating better solutions and experiences for their customers, communities, and colleagues.


    Objective :


    The credit manager position is accountable for the entire credit granting process, including the consistent application of a credit policy, periodic credit reviews of existing customers, and the assessment of the creditworthiness of potential customers, with the goal of optimizing corporate financial liquidity and wellbeing.


    Overview :


    The Credit Manager is responsible for managing Credit activities in one or more market areas as designated in his/her specific role.

    The market area requirement includes partnering with the Area General Manager(s) to help increase the profitability of the Company by working with market area staff to enable them to maximize customer revenues while at the same time tightly managing risk.

    The Credit Manager is responsible for ensuring that the appropriate Credit Policy is adhered to, and to provide oversight, support, and consultation for his/her market area(s) for collections, processing credit applications, payment application, and taking the lead on strategic/difficult customer accounts to ensure minimization of risk of credit loss.

    The Credit Manager is responsible for ensuring consistency of processes across their market areas and communicating credit initiatives across their market areas.

    In addition, the Credit Manager will coordinate with other Credit Managers as well as LafargeHolcim Americas Business Service (ABS)to ensure most efficient use of collection resources/strategies.


    Responsibilities :

    • Demonstrate a commitment to communicating, improving and adhering to Health & Safety policies and practices in all work environments and areas
    • Lead credit & collections activities for his/her market area in line with Company expectations and in adherence to Credit Policies, including credit approvals, risk management, assisting in pursuing timely collections, work-outs of collection problems, negotiating and taking security, litigation, maximizing collections of finance fees, and bankruptcy proceedings
    • Participate and be a leader on monthly credit review meetings
    • Determine appropriate collection or conservatory action for problem accounts when centralized collection efforts are exhausted
    • Establish and maintain close working relationship with other Market Credit Managers to help maximize Credit Management performance in the Country
    • Establish and maintain close working relationship with (ABS) centralized Credit & Collections team to help maximize the performance of that team
    • Establish and maintain close working relationship with sales personnel and general management to assist them with maximizing customer profitability while ensuring adherence to credit policies
    • Process credit approvals (limits to be set from time to time), write-offs to bad debt, and resolution of disputes
    • Evaluate and determine the adequacy of the Bad Debt Reserve, and recommend adjustments as required
    • Perform ongoing monitoring functions, including monitoring and maintaining appropriate credit limits for established accounts; monitoring local and regional economic conditions as well as customer and industry trends; and monitor continuously the aging of accounts for customers in the market area to ensure adequate actions being taken
    • Other adhoc requests as required

    Results/Accountabilities:

    • Enhancing the Health & Safety culture of Lafarge by providing visible support of H&S policies/procedures
    • Establish a Credit service and performance which provides the Company with a competitive advantage in its markets
    • Maximize performance by ensuring performance at all levels
    • Manage risk and exposure in accounts receivable at all times
    • Maximize efficiency of overall credit/collections function and performance of all parties
    • Business partnering role that maximizes profitability and minimizes risk
    • Manage risk and exposure by ensuring Credit Policy and best practices compliance
    • Overall bad debt risk well understood, and Bad Debt Reserve in accordance with GAAP/Policy
    • Manage risk and exposure in accounts receivable at all times
    • All stakeholders are well informed and have information required to perform duties

    Relationship with Other Jobs:

    • Frequent interaction with Area GM and other Area sales and operations personnel
    • Regular interaction with other Market Credit Managers within Country and in other Countries
    • Interaction with Western Canada Finance team as required, particularly Finance Managers
    • Frequent interaction with staff at ABS Credit & Collections team

    Salary Range:
    $85, $98,000.00 per annum


    Qualification Profile:

    Education:

    • Post secondary business degree or related field and experience

    Experience:

    • Minimum of 7 years experience in construction credit environment, with progressively senior positions within the field
    • Strong analytical skills; ability to interpret financial information
    • Proficiency with ERP and productivity systems
    • Focus on process improvement, preferably with related experience
    • Strong organization and coordination skills
    • Strong ability to lead meetings, and solid presentation skills
    • Strong ability to influence without authority, and good negotiating skills
    • Strong working knowledge of credit principles and best practices
    • Strong understanding of construction industry collections, liens and bond claims
    • Strong communications skills, including strong ability to deal with both internal and external customers
    • Ability to work in a fast paced, high volume environment with a requirement to adapt to changing conditions
    • Where a fully qualified suitable candidate cannot be identified, Lafarge may consider a less qualified candidate in a developmental role with lesser responsibilities

    Competencies:

    • Business Acumen
    • Interpersonal Savvy
    • Negotiating
    • Organizational Agility
    • Strategic Agility
    • Customer Focus
    • Decision Quality
    • Drive for Results


    As part of our dedicated focus on the health and safety of all employees, a pre-employment medical, including drug and alcohol testing and a criminal record check, may be required.


    YOUR LAFARGE EXPERIENCE
    At Lafarge, there is endless opportunity for you to play your part. Whether you're in a technical, managerial, or frontline role, you can shape a career that works for you. With us you'll have the chance to embrace the passion we share for our planet.

    You'll be encouraged to seek out diverse perspectives, share your ideas and build the skills and connections you need to perform at your best.

    Because it's only when we work together in a culture where everyone thrives, that we can build the world we all want to live in.

  • UCS Forest Group

    Credit Manager

    2 weeks ago

    UCS Forest Group Burnaby, Canada

    **Who We Are**:UCS Forest Group is North America's premier distributor and importer of specialty wood products and decorative surfaces for the architectural woodworking, commercial and residential furniture, and cabinet-making industries. We offer a comprehensive selection of har ...

  • TFG Financial Corporation

    Manager, Credit

    2 weeks ago

    TFG Financial Corporation Burnaby, Canada

    Your Talent, Your Terms · **Results, recognition and rewards** · TFG's culture is results, recognition and rewards based, with a focus on achieving results in a high performing team environment. · TFG Financial Corporation, as part of the Travelers Financial Group of Companies, i ...

  • Gulf & Fraser

    Manager, Commercial Credit

    2 weeks ago

    Gulf & Fraser Burnaby, Canada

    Looking to join a team of driven, collaborative, and positive professionals, grow your career, and contribute meaningfully to your community? Sounds like this opportunity might be the perfect fit At Gulf & Fraser, we strive to create a future where everyone in our communities can ...

  • Gulf and Fraser Fishermen CU

    Manager, Commercial Credit

    2 weeks ago

    Gulf and Fraser Fishermen CU Burnaby, Canada

    **Why Gulf & Fraser?**: · - Drive, contribute, grow - together._ · At Gulf & Fraser, you have the opportunity to drive, develop and further your career alongside a team of passionate, empowered and engaged fellow professionals. Gulf & Fraser is proud to offer a caring, open-minde ...

  • Scotiabank

    Manager, Credit

    3 weeks ago

    Scotiabank Vancouver, Canada

    Requisition ID: 171232 · Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. · **What you'll do in this role?** · - Oversee an assigned portfolio, monitors unsatisfactory trends in risk ratings, credit conditions, overdue reporti ...

  • Scotiabank

    Manager, Credit

    3 weeks ago

    Scotiabank Vancouver, Canada

    Requisition ID: 171232 · Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. · **What you'll do in this role?** · - Oversee an assigned portfolio, monitors unsatisfactory trends in risk ratings, credit conditions, overdue reporti ...

  • Gordon Food Service

    Manager, Credit

    1 week ago

    Gordon Food Service Delta, Canada

    Welcome to Gordon Food Service We are excited that you are thinking about opportunities with us, and we have an amazing story to share. Here's a quick glance of who we are and the impact you could have on the food service industry. There's a seat at our table for you... · What We ...

  • Holcim

    Credit Manager

    2 weeks ago

    Holcim Coquitlam, Canada

    Overview · : · The Credit Manager is responsible for managing Credit activities in one or more market areas as designated in his/her specific role. The market area requirement includes partnering with the Area General Manager(s) to help increase the profitability of the Company ...

  • FRASER VALLEY BUILDING SUPPLIES INC.

    Credit Manager

    1 day ago

    FRASER VALLEY BUILDING SUPPLIES INC. Mission, Canada

    **WHO WE ARE**: · Fraser Valley Building Supplies is the largest RONA dealer in Western Canada. We are a growing business with 250+ employees across 8 locations in British Columbia. This one-of-a-kind opportunity is perfect for a dynamic credit professional who enjoys an entrepre ...

  • University of British Columbia

    Manager, Transfer Credit

    3 weeks ago

    University of British Columbia Vancouver, Canada

    Staff - Non Union · Job Category · M&P - AAPS · Job Profile · AAPS Salaried - Student Management, Level C · Job Title · Manager, Transfer Credit · Department · Undergraduate Admissions and Student Recruitment and Advising | Enrolment Services · Compensation Range · $6, $9,189.17 ...

  • Royal Bank of Canada

    Associate, Credit Management

    2 weeks ago

    Royal Bank of Canada Vancouver, Canada

    **Job Summary** · **What is the opportunity?** · Do you thrive in working in an interactive team environment? Are you a quick learner? Do you have strong written and verbal communication skills? As an Associate, you will manage an industry-specific portfolio of Corporate Client G ...

  • Royal Bank of Canada

    Associate, Credit Management

    2 weeks ago

    Royal Bank of Canada Vancouver, Canada

    **Job Summary** · **What is the opportunity?** · Do you thrive in working in an interactive team environment? Are you a quick learner? Do you have strong written and verbal communication skills? As an Associate, you will manage an industry-specific portfolio of Corporate Client G ...

  • Accord Financial Corp.

    Credit Portfolio Manager

    2 weeks ago

    Accord Financial Corp. North Vancouver, Canada

    **Summary**:As the Manager of Credit Underwriting, you will provide value to Vancouver-based Accord's Small Business Finance group by analyzing financial statements, collateral reports, borrowing base certificates, and other relevant information. In addition, you will be responsi ...

  • FIRST NATIONS BANK OF CANADA

    Manager Credit Risk

    1 week ago

    FIRST NATIONS BANK OF CANADA West Vancouver, Canada

    **Are you interested in a meaningful career where you can contribute to the financial well-being and economic growth of Indigenous people and communities in Canada? The Bank is at an exciting time in its' history, we're growing, and as a result, we're increasing our workforce wit ...

  • Royal Bank of Canada

    Manager, Credit Structures

    2 weeks ago

    Royal Bank of Canada Vancouver, Canada

    **Come Work with Us** · At RBC, our culture is deeply supportive and rich in opportunity and reward. You will help our clients thrive and our communities prosper, empowered by a spirit of shared purpose. · Whether you're helping clients find new opportunities, developing new tech ...

  • OK Tire Stores Inc.

    Credit/collections Manager

    3 days ago

    OK Tire Stores Inc. Surrey, Canada

    The Credit Collections Manager is responsible for managing accounts receivable, ensuring we effectively deliver on our credit risk performance to optimize cash collection and minimize bad debt. This person will have a passion for delivering best-in-class customer service, change ...

  • Royal Bank of Canada

    Manager Credit Structure

    5 days ago

    Royal Bank of Canada Langley, Canada

    **Come Work with Us** · At RBC, our culture is deeply supportive and rich in opportunity and reward. You will help our clients thrive and our communities prosper, empowered by a spirit of shared purpose. · Whether you're helping clients find new opportunities, developing new tech ...

  • Accord Financial Corp.

    Manager, Credit Underwriting

    1 week ago

    Accord Financial Corp. North Vancouver, Canada

    **Summary**: As the Manager of Credit Underwriting, you will provide value to Vancouver-based Accord's Small Business Finance group by analyzing financial statements, collateral reports, borrowing base certificates, and other relevant information. In addition, you will be respons ...

  • BMO Financial Group

    Managing Director, Credit Structuring

    3 weeks ago

    BMO Financial Group Vancouver, Canada

    595 Burrard Street Vancouver British Columbia,V7X 1L7 · Facilitates decisioning and analysis of all types of credit information to support lending decisions and processes for the bank. Maintains and promotes a client service environment to satisfy and exceed customer needs and ex ...

  • New Way Mortgages Corp

    Credit Union General Manager

    2 weeks ago

    New Way Mortgages Corp Abbotsford, Canada

    Education: Bachelor's degree · - Experience: 1 year to less than 2 years · **Tasks**: · - Allocate material, human and financial resources to implement organizational policies and programs · - Authorize and organize the establishment of major departments and associated senior sta ...