Lester Mascarenhas

Building upon my enriching career span and extensive experience within financial services and banking across markets, I am enthused most when given the opportunity to exhibit my skills and abilities to contribute to creating high-functioning and risk based approaches towards an institution's compliance and regulatory front.

Have earned competency within providing operational support to banks whilst simultaneously maintaining complete adherence towards controls and regulation. 

Understand that being trustworthy and aligning work with strong business ethics is the most efficient way of generating and retaining long-term business. I am skilled at working with a motivated and productive team. Always prepared to go the extra mile, I can create and maintain a working environment that is conducive towards organisational and client’s growth as well as in achieving corporate goals. I ensure exceptional attention to detail in everything that I do and I always demand excellence from myself.

Team Lead Manager - Financial Crime Compliance, Mar 2022 – Mar 2023 Senior Compliance Officer - Group Compliance, Nov 2018 - Mar 2022 Financial and Investment Operations Associate, Sept 2016 - Nov 2018 RAK Bank - Dubai, UAE • Ensured bank wide compliance of regulatory requirements outlined by the Central Bank and other market regulators • Confirming on requirements of KYC, CIP, CDD and EDD, and other targeted process areas of review are met throughout the bank and in line with regulatory compliance and risk assessment • Managed a team responsible for hindsight review of accounts tagged under extreme risk as well as Monitor SAS AML alerts • Liaised with other governance and compliance groups such as Internal audit, Business controls, Operational Risk , Quality Assurance and Fraud Prevention Units • Provided expertise, guidance, oversight and governance in support of strategic initiatives and management of compliance risk, predominantly in relation to new regulatory requirements Financial Consultant, Jan – Oct 2015 Four Points Capital Partners, Manhattan, New York, US • Worked with clients to develop an investment plan that meet their personal goals and objectives • Conducted analytical research on Financial Markets and interpret investment analysis reports • Handled a diverse portfolio comprising 90% within stocks and 10% within mutual funds and fixed income Account Executive, Oct 2013 – Dec 2014 IAA Financial, Melville, New York / Boca Raton, Florida • Assisted in research and preparation for new business pitches • Analyzed financial reports and provided investment advice to clients • Administered and evaluated existing clients’ investments holdings • Ensured that clients were apprised and regularly informed about their portfolio performance 

PROFESSIONAL TRAINING CAMS certified – Association of Certified Anti-Money Laundering Specialists – Nov 2018 ACCA finalist expecting to complete the qualification by end of 2023 Series 7 and Series 63 FINRA licensing examinations –February 2014 Technical Skills - MS Office, FircoSoft - Firco Trust, Refinitiv World Check Accuity and Firco Continuity - LexisNexis Risk Solutions SAS - Anti Money Laundering EDUCATION Masters of Science in Business - Major: Finance (GPA: 3.2/4) Virginia Commonwealth University (VCU), U.S.A, May 2013 Masters of Business Administration - Major: Finance Christ University, India, May 2012 Post Graduate Diploma in Investment Management St. Aloysius Business Institute, India, May 2011 Bachelor of Commerce - Major: Accounting and Finance St. Aloysius College, Mangalore University, India, May 2011