- Analysis - Analyze and approve/decline/defer credit applications within the delegated authority, exercising sound judgment in the decision making process to ensure the quality of the Bank's portfolio is maintained.
- Risk Assessment - Assess the risk of Business Banking credit applications through consideration of financial history, cash flow and other analyses within established policies and guidelines. Make credit approval/decline decisions within delegated limits; assess then refer recommendations to your leaders for accounts above delegated limits.
- Make Recommendations – Recommend/negotiate alternative options on declined credit applications such as changes to the amount, structure and/or terms and conditions to arrive at an approval while maintaining a balance between customer relations and risk.
- Effectively Communicate With Business Partners - Effectively communicate both the decision and rationale to assist Relationship Managers in explaining the Bank's decision to customers. Identify deteriorating accounts and take/recommend corrective action including transitioning accounts to Special Loans, Small Business or Client Account Management to minimize losses.
- You understand that success is in the details. You notice things that others don't. Your critical thinking skills help to inform your decision making.
- You give meaning to data. You enjoy investigating complex problems, and making sense of information. You're confident in your ability to communicate detailed information in an impactful way.
- You're driven by collective success. You know that collaboration can transform a good idea into a great one. You understand the power of an inclusive team that enjoys working together to bring a shared vision to life.
- You can demonstrate experience in working with credit products, policies & processes. Working knowledge of Business Banking, legal and regulatory requirements. Exceptional credit risk knowledge and skills. Strong written & verbal communication skills.
- Values matter to you. You bring your real self to work and you live our values – trust, teamwork and accountability.
- We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.
- Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.
- We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.
- CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-
- You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit .
-
Advisor, Risk Management
1 week ago
Desjardins CanadaTemporary position for 12 months · As a risk management advisor, you assist with risk management and supervision analysis, research and development. You advise and assist clients and partners. You develop tools, methods and processes. Your projects and initiatives require extensi ...
-
Advisor - Strategic - Risk Management
23 hours ago
Desjardins CanadaAt Desjardins, we believe in equity, diversity and inclusion. We're committed to welcoming, respecting and valuing people for who they are as individuals, learning from their differences, embracing their uniqueness, and providing a positive workplace for all. At Desjardins, we ha ...
-
Risk Management Services Manager
1 day ago
CyberClan CanadaThe Risk Management Services Manager identifies industry standards and regulatory guidelines for information security in order to minimize the risk of compromise of sensitive business systems. They help develop, maintain, and evaluate organizational security policies and procedur ...
-
Risk Management Specialist
1 week ago
Radformation CanadaWork at Radformation · Cancer rates increase year after year, yet high-quality care is not universal. By automating and standardizing the treatment planning workflow, Radformation aims to create a system where any patient anywhere can receive the same high-quality care. · We st ...
-
Risk & Compliance Manager
1 week ago
Canada PRO CanadaRisk compliance managers decide how an organization should be managed and controlled. These duties include maintaining excellent relations among stakeholders and sticking to the organization's goals. · What We're Looking For · Responsibilities · What's In It For You? · The ca ...
-
Compliance Risk Management
1 week ago
Lastpass CanadaOur mission within the GRC team is to foster a unified environment that promotes effective and efficient risk management. This not only builds customer trust but also encourages innovation and seamlessly integrates governance into business workflows. · You will work with all are ...
-
Director, IT Risk Management
1 day ago
Hyundai Capital CanadaJob Description - Director, IT Governance, Risk & Control Functions Q) · Who We Are: Through our service brands Hyundai Motor Finance, Genesis Finance*, and Kia Motors Finance, we provide financial products tailored to meet the needs of Hyundai, Genesis, and Kia dealerships nati ...
-
Manager - Risk Management Framework
1 week ago
Radformation CanadaCancer rates increase year after year, yet high-quality care is not universal. By automating and standardizing the treatment planning workflow, Radformation aims to create a system where any patient anywhere can receive the same high-quality care. · We strive daily to reduce can ...
-
Associate Risk Management
1 week ago
Fiera Comox Partners CanadaAssociate, Private Investments, Agriculture · Associate, Private Investments, Agriculture · Fiera Comox was established in 2016 by Fiera Capital, a global asset management firm with over CA$158.3B in assets under management and Comox Equity Partners, a corporation formed and ow ...
-
risk management consultant
4 days ago
Mara Consulting, Inc. CanadaSenior Change Management Consultant (Nova Scotia based preferred) · At Mara Consulting, we help our clients – changemakers in their respective organizations—succeed, by delivering the best service and solutions in privacy and cybersecurity, business and technology strategy, and p ...
-
Director of Risk Management
1 week ago
Camacam Canada Full timeDirector of Protective Services · A vibrant and engaging community in full expansion, the newly amalgamated municipality of Tantramar provides its citizens with a full array of services while offering a rewarding work environment. To supplement its senior management team, the mu ...
-
Manager, Risk Monitoring
1 week ago
Beiersdorf AG CanadaAt Beiersdorf, we want to help people feel good about their skin – and our commitment goes far beyond caring for skin. For 140 years, we have developed innovative skin and body care products for well-known brands such as NIVEA, Eucerin, La Prairie, Hansaplast, and Labello. Behind ...
-
Senior Analyst/Manager, Risk Management
1 week ago
Crypto CanadaThe exchange team develops and maintain a cutting-edge trading platform. With a global presence across APAC, EMEA and North America, the team has since grown with the goal to provide a seamless and secure trading experience for our clients. · About the role · We are seeking a s ...
-
Team Leader, Risk Management
1 week ago
Employment and Social Development Canada CanadaReference number: CFC24J · Selection process number: CFC-SUP · Financial Transactions and Reports Analysis Centre of Canada · Various locations · FT-05 · $109,732 to $148,867 · For further information on the organization, please visit Financial Transactions and Reports Anal ...
-
Director, Pension Risk Management
2 weeks ago
Canadian Imperial Bank of Commerce Canada Full timeDirector, Treasury Quantitative Analytics page is loaded Director, Treasury Quantitative Analytics · Apply locations Toronto, ON time type Full time posted on Posted 2 Days Ago job requisition id We're building a relationship-oriented bank for the modern world. As the Director, ...
-
Senior Risk Project Manager
1 week ago
Cognizant Technology Solutions CanadaSenior Project Manager It Security Risk And Compliance (Remote) Senior Project Manager It Security Risk And Compliance |Cognizant Technology Solutions | Canada · At Cognizant, our global community sets us apart—an energetic,collaborative and inclusive workplace where everyone can ...
-
Risk & Contract Management Officer
1 week ago
UNOPS Peace and Security Cluster Canada InternshipSHIPProgramme Management - Senior Officer (Security Risk Management) - Maternity Cover · Job categories Security, Programme Management · Contract type Local ICA Specialist · Duration 7 months (Maternity Cover) · Applications to vacancies must be received before midnight Copenhage ...
-
Senior Specialist, Risk Management
1 week ago
Reliance Home Comfort CanadaSpecialist, Environment, Social and Governance (ESG) · By joining Reliance as a Specialist, Environmental, Social and Governance (ESG ), you'll become an important team member and will be provided with the tools you need to succeed. The Specialist, Environmental, Social and Gover ...
-
Risk Management Team Lead
2 weeks ago
Nokia CanadaCome create the technology that helps the world act together · Nokia is committed to innovation and technology leadership across mobile, fixed and cloud networks. Your career here will have a positive impact on people's lives and will help us build the capabilities needed for a ...
-
Director, Credit Risk Management
1 week ago
S&P Global CanadaAbout the Role: Grade Level (for internal use): 13S&P Dow Jones Indices is seeking a Director, Cloud Engineering to be a key player in the Infrastructure Engineering team to manage Identity and Access Management for Cloud/co-located infrastructure and systems used for running ind ...
Business Banking Credit Risk Manager - Canada - Canadian Imperial Bank of Commerce
Description
Business Banking Credit Risk Manager page is loaded
Business Banking Credit Risk Manager
Apply locations Toronto, ON Calgary, AB time type Full time posted on Posted 4 Days Ago job requisition idWe're building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what's right for our clients.
At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.
To learn more about CIBC, please visit
What you'll be doing
The Business Banking Credit Adjudication team of CIBC is accountable for reviewing, processing and approving both secured and unsecured applications. As the Business Banking Credit Risk Manager, you'll work under the supervision of the Director and provide credit assessments and approval services of Business Banking credit applications within delegated limits and BCLASS credit structuring support and advice to frontline lenders.
At CIBC we enable the work environment most optimal for you to thrive in your role. You'll have the flexibility to manage your work activities within a hybrid work arrangement where you'll spend 1-3 days per week on-site, while other days will be remote.
How you'll succeed
Who you are
What CIBC Offers
At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.
*Subject to plan and program terms and conditions
What you need to know
Job Location
Toronto-81 Bay, 30th FloorEmployment Type
RegularWeekly Hours
37.5Skills
Analytical Thinking, Credit Decisions, Decision Making, Mortgage Documentation, Real Estate Lending, Risk Assessments, Risk Management and Mitigation, UnderwritingSimilar Jobs (5) Director, Commercial Credit Risk
locations Toronto, ON time type Full time posted on Posted 11 Days AgoSenior Financial Analyst, Commercial Banking
locations Toronto, ON time type Full time posted on Posted 12 Days AgoDirector, Frontline, Insurance, and Business Banking
locations Toronto, ON time type Full time posted on Posted 4 Days AgoAt CIBC, we are in business to help our clients, employees and shareholders achieve what is important to them. Our ability to create value for all CIBC stakeholders is driven by a business culture based on common values: Trust, Teamwork and Accountability.
Working with CIBC makes you a part of a work environment committed to our clients, employees and communities - a place where you can excel. Every day, our 44,000 employees help our clients achieve their financial goals, because what matters to our clients, matters to us. #J-18808-Ljbffr