Jobs
>
Toronto

    Analyst / Associate, Institutional Client Credit Management (Transaction Management) - TORONTO, Canada - Royal Bank of Canada

    Royal Bank of Canada
    Royal Bank of Canada TORONTO, Canada

    2 weeks ago

    Royal Bank of Canada background
    Full time
    Description

    Job Summary

    Job Description

    What is the opportunity?

    You will deliver insights and advice that are meaningful and timely with respect to bank and sovereign counterparties and support business units in their pursuit of high quality earnings growth and returns through a disciplined approach to credit risk

    ***This role can be at an Analyst / Associate level, depending on the candidate's background / experience.***

    What will you do?

    Transaction support

    • Partner with business units to develop transaction solutions including provision of advice on structure, amount and term for borrowers as clients or as counterparties (eg. service providers), in alignment with RBC policies and appetite
    • Assist with day-to-day management of client credit issues including preparation of business cases, setting single name strategic limits and managing excesses
    • Participate in the E2E on-boarding process and help ensure counterparties are properly rated, assigned sufficient limit and have fulfilled all regulatory and legal requirements needed to support credit activities

    Risk identification

    • Participate in continuous monitoring of counterparty and portfolio risks and ensure:
      • Policies and guidelines are applied consistently
      • Operational risks/control deficiencies are identified and reported
    • Partner with ICCM-Portfolio Management and Analysis to assist with regulatory reviews including annual reviews and help ensure relationship remains within RBC policy and risk appetite

    Portfolio Management

    • Interact with business units to provide information on assigned names within the portfolio including data and analysis on limits and utilization
    • Contribute to the production of portfolio statistics and management information reports in a timely and accurate manners (ad hoc and regularly scheduled) such as quarterly reporting, country exposure updates, peer reviews, stress testing)
    • Proactively seek to simplify and innovate to improve efficiency and productivity through identification of enhancements and process re-design

    What you need to succeed?

    • University degree
    • Minimum 2 years financial institution experience
    • Solid financial analysis, research and problem-solving skills and working knowledge of the C.A.M.E.L approach to credit risk assessment
    • Understanding of RBC processes, systems and policies
    • Ability to interpret, explain and communicate opinions and recommendations using strong verbal and written presentations
    • Working knowledge of trading products including derivatives and securities finance and non-trading product offerings supporting cash management, operations and trade finance
    • Proactive, self-motivated, tenacious
    • Analytical thinking with strong organizational and time management skills
    • Strong team player
    • Good communication skills

    Nice-to-have

    • MBA, MA (eg. Finance, Economics)
    • Post graduate designation ( eg. FRM, CFA, CPA)
    • Work experience in a Back Office or Middle Office considered an asset
    • Advanced data and computer management skills including proficiency with MS Office

    What's in it for you?

    We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

    • A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation
    • Leaders who support your development through coaching and managing opportunities
    • Work in a dynamic, collaborative, progressive, and high-performing team
    • Opportunities to do challenging work
    • Flexible work/life balance options

    Job Skills

    Adaptability, Critical Thinking, Customer Service, Detail-Oriented, Financial Engineering, Financial Statement Analysis, Investments Analysis, Personal Development, Taking Initiative, Teamwork

    Additional Job Details

    Address:

    ROYAL BANK PLAZA, 200 BAY ST:TORONTO

    City:

    TORONTO

    Country:

    Canada

    Work hours/week:

    37.5

    Employment Type:

    Full time

    Platform:

    Capital Markets

    Job Type:

    Regular

    Pay Type:

    Salaried

    Posted Date:

    Application Deadline:

    Inclusion and Equal Opportunity Employment

    At RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.
    ​​​​​​​
    We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.

    Join our Talent Community

    Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.

    Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at

  • TD Bank

    Credit Risk Manager, Esg Credit Risk Management

    3 weeks ago

    TD Bank Toronto, Canada

    Lieu de travail: · Toronto, Ontario, Canada · Horaire: · 37.5 · Secteur d'activité: · Gestion des risques · Détails de la rémunération: · Description du poste: · Department Overview · Environment, Social & Governance Credit Risk Management (ESG-CRM) under Non-Financial Risk Manag ...

  • Spin Master Ltd

    Manager, Credit

    2 weeks ago

    Spin Master Ltd Toronto, Canada

    Are you a kid at heart looking to build a career with a leading global children's toy, entertainment and digital gaming company? · At Spin Master, our unwavering commitment to open mindedness, integrity and innovation is a great part of what has made us an industry leader. How do ...

  • Independent Mechanical Supply Inc.

    Credit Manager

    3 weeks ago

    Independent Mechanical Supply Inc. Toronto, Canada

    **Cores Responsibilities**: · - Designs and implements processes to improve cash flow and reduce receivables; · - Monitors and negotiates the collection of overdue accounts; · - Monitors credit and collection processes and operations · - Perform collection procedures on all invoi ...

  • Scotiabank

    Manager, Credit

    1 week ago

    Scotiabank Toronto, Canada

    Requisition ID: 170434 · Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. · **What you'll do in this role?** · - Oversee an assigned portfolio, monitors unsatisfactory trends in risk ratings, credit conditions, overdue reporti ...

  • Chelsea Hotel

    Credit Manager

    3 days ago

    Chelsea Hotel Toronto, Canada

    Job Summary · **This is not a remote work opportunity.** This position requires the individual to report to work at the Hotel on a daily basis. · The Credit Manager maintains proper credit procedures throughout the hotel in accordance with local and corporate policies and procedu ...

  • Media

    Manager, Credit

    2 days ago

    Media Toronto, Canada

    Credit & Collections Manager · Responsibilities include, but are not limited to: · - Intervening on escalation matters and engaging in professional discussions with clients · - Cross functional collaboration with Billing and Account Management teams to raise awareness of disputes ...

  • GM Financial

    Credit Manager

    1 week ago

    GM Financial Toronto, Canada

    Overview: · **Responsibilities**: · **Job Duties** · **Credit Analysis (50%)** · - Analyze, evaluate and decision credit requests within authorized lending limits that are submitted by dealers while operating under the policies and procedures set out by the Company. · - Relay all ...

  • Alterna

    Manager, Commercial Credit

    1 week ago

    Alterna Toronto, Canada

    **Scope of Position** · Under the direction of the Director, Enterprise Risk, the Manager, Commercial Credit and Enterprise Risk manages the credit risk program for the commercial arm of Alterna Savings and its subsidiary, Alterna Bank. The Manager, Commercial Credit and Enterpri ...

  • TD Bank

    Credit Risk Manager, Esg Credit Risk Management

    2 weeks ago

    TD Bank Toronto, Canada

    **Credit Risk Manager, ESG Credit Risk Management**: · BR · **Job Category - Primary** · - Risk Management · **Work Location** · - TD Centre - TD Tower - 66 Wellington Street West · **Employment Type** · - Regular · **City** · - Toronto · **Time Type** · - Full Time · **Province/ ...

  • TD Bank

    Credit Risk Manager, Esg Credit Risk Management

    2 weeks ago

    TD Bank Toronto, Canada

    424069BR · Risk Management · Toronto, ON · November 3, 2023 · Hours · 37.5 · Workplace Model · Hybrid · Pay Details · Department Overview · Environment, Social & Governance Credit Risk Management (ESG-CRM) under Non-Financial Risk Management (NFRM) is responsible for the identifi ...

  • Royal Bank of Canada

    Manager, Credit Structures

    2 weeks ago

    Royal Bank of Canada Toronto, Canada

    **Come Work with Us** · At RBC, our culture is deeply supportive and rich in opportunity and reward. You will help our clients thrive and our communities prosper, empowered by a spirit of shared purpose. · Whether you're helping clients find new opportunities, developing new tech ...

  • Royal Bank of Canada

    Manager Credit Structures

    3 weeks ago

    Royal Bank of Canada Toronto, Canada

    **Job Summary** · **What is the opportunity?** · As a key member of a dynamic team, you will be responsible for providing innovative credit solutions and individualized financial advice to high net worth clients. As a Manager, Credit Structures, you support Private Bankers by rec ...

  • Canada Infrastructure Bank

    Manager, Credit Risk

    2 weeks ago

    Canada Infrastructure Bank Toronto, Canada

    Headquartered in Toronto, the Canada Infrastructure Bank (the CIB) is responsible for investing in new infrastructure projects. The CIB's mission is to work with provincial, territorial, municipal, federal, Indigenous and private sector investor partners to transform the way infr ...

  • York University

    Manager, Transfer Credit

    1 week ago

    York University Toronto, Canada

    **Purpose**: · To advance the Division of Students' vision as Partners in Student Success', the Manager, Transfer Credit leads a team of transfer credit professionals, that are student-centered and responsive to the needs of York University's diverse student population. The OUR h ...

  • Royal Bank of Canada

    Manager, Credit Modeling

    3 weeks ago

    Royal Bank of Canada Toronto, Canada

    **Come Work with Us** · At RBC, our culture is deeply supportive and rich in opportunity and reward. You will help our clients thrive and our communities prosper, empowered by a spirit of shared purpose. · Whether you're helping clients find new opportunities, developing new tech ...

  • Scotiabank

    Manager, Commercial Credit

    1 week ago

    Scotiabank Toronto, Canada

    Requisition ID: 181421 · Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. · **What you'll do in this role?** · - Oversee an assigned portfolio, monitors unsatisfactory trends in risk ratings, credit conditions, overdue reporti ...

  • Scotiabank

    Manager Credit Risk

    2 weeks ago

    Scotiabank Toronto, Canada

    Requisition ID: 175543 · Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. · **Purpose of Job**: · The Manager, Portfolio Insights, SDA Risk, GRM will monitor key risk performance of the Retail Automotive portfolio, and contrib ...

  • Vancouver City Savings Credit Union

    Manager Community Credit

    2 weeks ago

    Vancouver City Savings Credit Union Toronto, Canada

    As **VCIB Credit Manager** your role will be to provide expert guidance, advice and adjudication to Lenders enabling the execution of complex Commercial Real Estate, Impact and Renewable Energy loans. · Within this role you will identify, design and implement innovative lending s ...

  • Scotiabank

    Manager, Commercial Credit

    2 weeks ago

    Scotiabank Toronto, Canada

    Requisition ID: 182115 · Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. · **What you'll do in this role?** · - Oversee an assigned portfolio, monitors unsatisfactory trends in risk ratings, credit conditions, overdue reporti ...

  • Home Trust Company

    Manager, Credit Cards

    3 weeks ago

    Home Trust Company Toronto, Canada

    Company Profile · Home Capital Group Inc., together with its operating subsidiary Home Trust Company, has developed a track record of success as Canada's leading alternative lender. Building on the demonstrated strength of its core residential mortgage lending business, the Compa ...